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►a <br />r <br />rn = ., C <br />C <br />N G <br />G? •�} <br />rn <br />rn r <br />rri <br />®r N <br />N - <br />-n <br />CY _ <br />_ rn <br />M <br />r ri 1 <br />1-- <br />Return To: HOMECOMINGS FINANCIAL NETWORK, INC <br />200204450 <br />ONE MERIDIAN CROSSING, STE 100 2 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 22ND, 2002 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />HEATHER A. GUTIERREZ AND LOUIS A. GUTIERREZ, WIFE AND HUSBAND <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1/01 <br />MFNE7770 (12/00) / 041- 371801 -6 <br />IQ 6A(NE) (0005) <br />Page 1 of 15 Initials. <br />VMP MORTGAGE FORMS - (800)521 -7291 <br />3 <br />N <br />O CU <br />N y <br />s as <br />s <br />Cn C <br />d <br />O , <br />0 <br />