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20020444 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Cody J. Simmons Borrower <br />_(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />(Seal) <br />Kelly C x Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this April 16, 2002 <br />by Cody J. Simmons and Kelly Cox, Unmarried Persons <br />(Seal) <br />Borrower <br />• GENERAL NOTARY -State of Nebraska <br />` EDWARD J. JAROSIK <br />Signature of Person Wing ac owledgment) Edward J. Jarosik -- My Comm. Exp. Oct. 27. 2003 <br />(Title or rank)iV <br />/"- /, 0j�� %�j <br />T <br />(Serial Number, if any) <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DOCU I NE 12 (Page 12 of 12 pages) <br />D0CUINEC.VTX 02/22/2000 <br />3 <br />Form 30281/01 <br />