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After Recording Return To: <br />DEFINITIONS <br />]Space Above This Line For Recording Data] <br />Ziska <br />DEED OF TRUST Loan Number: 02030008 <br />Parcel Number: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) "Borrower" is Dennis D. Ziska and Susan K. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />April 17, 2002 <br />Ziska, Husband and Wife <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated April 17, 2002 <br />The Note states that Borrower owes Lender <br />Eighty -Eight Thousand And 00 /100 <br />Dollars (U.S. $ 88,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2022 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DOCU I NE I (Page 1 of 12 pages) <br />D0CU1NEI.VTX 12/01/2000 <br />M <br />Form 30281/01 <br />C_ <br />M <br />= <br />D <br />= <br />D <br />_ <br />►,n <br />Q) <br />= <br />�v <br />rC: <br />n rn <br />o <br />u <br />--I <br />c lb- <br />© <br />70 <br />z -4 <br />r\.) <br />c <br />z. <br />rn <br />r <br />O _n <br />0 <br />CO3 <br />N <br />d <br />d <br />`:) <br />C D <br />Cn <br />,c <br />-C <br />CZ <br />cn <br />c.a <br />]Space Above This Line For Recording Data] <br />Ziska <br />DEED OF TRUST Loan Number: 02030008 <br />Parcel Number: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) "Borrower" is Dennis D. Ziska and Susan K. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />April 17, 2002 <br />Ziska, Husband and Wife <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated April 17, 2002 <br />The Note states that Borrower owes Lender <br />Eighty -Eight Thousand And 00 /100 <br />Dollars (U.S. $ 88,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2022 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DOCU I NE I (Page 1 of 12 pages) <br />D0CU1NEI.VTX 12/01/2000 <br />M <br />Form 30281/01 <br />C_ <br />