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20020442' <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />( ea <br />Lisa A. Heusinkvelt Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this April 12, 2002 <br />by Troy J. Heusinkvelt and Lisa A. Heusinkvelt, Husband and Wife <br />Signature of Person taking acknoy 1 dgment) Devra McElroy <br />(Title or rank) GE t MW-8Wdlld &Ulm <br />OEM rrtaoarReai is in <br />(Serial Number, if any <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DocUiNE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />