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200204376 DURABLE POWER OF ATTORNEY J KNOW ALL MEN BY THESE PRESENTS: That I, Harry D. Asher of Grand Island, Hall County, Nebraska, do by these presents, make, constitute and appoint Five Points Bank of Grand Island, Nebraska, as my Attorney -in -Fact. My Attorney -m- Fact may do for me and on my behalf, any of the following: To withdraw by check or otherwise from any checking account, savings account, and /or savings certificate account, which I may have. 2. To endorse checks for deposit to my checking account or savings account and to receive any property or credits owned by me, including any monies payable to me by any governmental agency. My Attorney -in -Fact shall have full authority to redeem, have re- registered, or have reissued any bond, note, bill, warrant, certificate or other evidence of indebtedness owned by me (including any such items owned by me as a co -owner or joint tenant) and issued by the United States, any other country, any state, municipality, or other governmental subdivision or governmental agency. To sell or lease any assets owned by me; to purchase and invest for me any investments; whether real estate or personal property and including homestead property and stocks and bonds, at such prices, on such terms, for such length of term, and in such manner, whether at private or public sale or negotiation, as my Attorney - in -Fact deems advisable. It may convey any property so sold by it by instruments of conveyance with customary warranties. It may enter any safety deposit box I lease and may remove any items therefrom. It is empowered to make gifts for me. 4. To enter into agreements pertaining to any property or any interest in property owned by me and on such terms as my Attorney -in -Fact deems advisable. This shall include contracts for goods, repairs, improvements, replacements, and personal services for the maintenance of my property; and to borrow funds and mortgage property therefor. 5. In general, to enter into any business transactions pertaining to my property and for my maintenance as fully as I could do it myself. It is empowered to sign my IRS power of attorney, income tax returns and related documents. 6. To enter into any contracts or agreements for any medical, domiciliary, or other care needed by me as determined to be in my best interests by my Attorney -in -Fact, and pay all fees and charges necessary for my maintenance and care; to authorize or waive any medical procedures for me. I ratify and confirm all acts done by my Attorney -in -Fact under this Power of Attorney. I reserve the right to revoke this Power of Attorney by the filing of such revocation in Miscellaneous Records in the Office of the Register of Deeds of Hall County, Nebraska. This Power of Attorney shall remain in full force and effect even though I may hereafter become mentally or physically incompetent. DATED this / day Harry D. Asher STATE OF NEBRASKA ) ss. COUNTY OF HALL ) On this day of ® , 2001, before me, the undersigned, a Notary Public within and for said County, personally came Harry D. Asher, who is known to me to be the identical person whose name is affixed to the foregoing Power of Attorney, and acknowledged his execution to be his voluntary act and deed. Api/�ta� of Nebraska of Co• E� & Notary Public