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200204263 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />MICHAEL D SCHUSTER -Borrower <br />' J (Seal) <br />MICHELLE S SCHUSTER --borrower <br />/-�'s /" <br />(Seal) _ (Seal) <br />orrower -13orrower <br />(Seal) <br />orrower <br />(Seal) <br />-Borrower <br />Initials: <br />(Seal) <br />orrower <br />(Seal) <br />-Borrower <br />4ft-ONE) (0005) Page 14 of 15 Form 3028 1/01 <br />