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I' IHK . L I. a'UUC I e; 44F M 200204237 NO.078 P.35/73 requires otherwise. The notice address shall pe the Propetly Mdreas unless Borrower has designated a substitpte notice address hY notice to Lender. Borrpwsr shell promptly notify Lender of Borrower's change of address, if 4ender specifies a procedure for reporting Borrower's change of address, then f3prrower shell only report a change of address thrauph that specified procedure, There may be only one designated notice address under this Security instrument at 0"Y one 'time, Any notice to Lender shall ba given by delivering it Pr by mailing it by first class mail to Lender's address stated herein unless Lender h,as designated another address Py notice to borrower. Any notire in conneption with this Security Instrument ahali not be deemed to have been uivarl to Lender until actually received by Lender, if any ngtiee required by this Security Instrument is aia4 required under Applicable Law, the Applicable Low requirement will satisfy the porrssponding requirement under this Security lnstr4lment. 10. Governing WWI 46VOraWlity; Roles a( Construction, This Security Instrument shall be governed by Federal law and the law of the lurisdiptlon In which the Property is lgcated. All rights and obligations Contained in this Peeurlty lnstrWment are subject tQ any fequirements and limitations of Applicable Law. Applicable 4aW might explicitly or implicitly allow the parties to spree by contract ar it might Op silent, put suph silence shall not be- construed as a prohibition against agreement by Pontract. In the Qvent that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such ponftict shall not affect other provisions of this security instrument or the Note which can he given effect without the conflicting provision. As used in this Security Instrument; (a) words of the masculine Bender shall mean and include Porrespondina neuter words or wards of the feminine gender; (b) words in the singular shall mean anO include the plural and vice versa; and (c) the word "may" gives sole discretion wlthlqut any obligation to take any Action, 1T, B4rr9wers Copy, Wrower shall pe given one copy of the Note and Qf this Security lnstrurrlent. - 18. Transfer of Jho property or n Repa9ciol irlteres1 in Morrower, As used in this section 18, "Interest in the PrpperV means any legal Qr beneficial interQpt in the Property, including, Out not 11MIted to, those beneficial interests transferred in a fond for deed, contract far deed, installment sales contract or e$crow agreement, the intent of which is the transfer of title Icy Borrowen.at.a future date to a -purchaser, If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural perm and a benehclel interest In Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment In full of all sums secured by this Sevurlty Instru -meat, However, this .option shall not be exercised by .ender if such exercise is prohibited py Applicable Law, if Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days -from the date the notice is given in accordance with Section 1e- within which Borrower must pay all sums secured by this Security Instrument, if Sprrpwer fails 1p pay these sums prior t4 the expiration of this pen44, Lender may Invoke any remedies permltted by this security Instrument without further notice or demand pn Borrower, s14913 Rev 1IAWM Pipe 1 Cif 1R FORM 3039 JMJ