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200204098 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />11-zi e✓ (Seal) <br />XXiIN R GALVAN - Borrower <br />C'XfL lji -( Y .�r " "L (Seal) <br />"tJFER GALVAN - Borrower <br />- Borrower <br />- Borrower <br />— (Seal) <br />- Borrower <br />STATE OF NEBRASKA, HALL <br />The foregoing instrument was acknowledged before me this 12TH <br />2002 ,by KEVIN R GALVAN AND JENNIFER L GALVAN <br />Witness my hand and notarial seal at <br />County, the date aforesaid. <br />My Commission Expires: January 30, 2004 <br />GENERAL NOTARY-stale of Neuraska <br />11 DEBRAJ.KOZAK <br />-. IRM My Comm. Ev. Jan. 30.2004 <br />day of APRIL <br />Grand Island, Nebraska <br />Notary Public <br />ck,4RINEI 90o'; Page 8 of 8 <br />G <br />- Borrower <br />- Borrower <br />- Borrower <br />County ss: <br />in said <br />