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DEED OF TRUST <br />DEFINHIONS <br />200204071 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />and 21. Certain rules regarding the usage of words used in this draconian are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated ......... ............... 03.2a; 200 ,j. ....... <br />................... <br />with all Riders to this dreumcSt. <br />(B) "Borrower" is .M 9141414,.0]san.aad Mar[a0.1 Olson, Hashand end, Wife........ 11.....1.1............ _. _.1111 ............. <br />13, 18,20 <br />together <br />.. 1111 _......... 1111. .......... ......... . .._....._ ..... ......... <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is Herita9p6aek. ..... _ .... ..... ......................................... ...... . <br />....... _........................ . . .......— <br />... <br />Lender isa. Ca(90r AliAn ...... ....... ..... .... _..._.......................... ......_...__..__............... organized and existing under <br />the laws of .thAState.of. Nebraska.. ..... .............................._ . Lenders address is ..13.83.NpMWe65Hpad, P,9...B.ax.5.178, <br />Grand.Island,.NE. se. 9Q2 .......... ... ........ <br />...................................._._......_......_.............. ............................... <br />Lender is the beneficiary under this Security Instrument. <br />(I)) "Trustee" is Tie! QQ@.R. aek ....................._...._...__...................._............_............ ............................._. <br />(E) "Note" means the promissory note signed by Borrower and dated .113:28:2002.1111.. _ _....... 1111 ........................... The <br />Note slates that Borrower owes Leader ane.hQndfad they)heuiand six.huoN.edawerttp fivA and. Ball0. 0 ... ............................... <br />11,1111 1111 .. .....................1..1...11.. Dollars (U.S. $ .13.0, 02,5,.,0,11 .......... .... ......) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full rut later than .... ___ ......... 04419,2032 .... .. .... ......... <br />_........ _ ........ ............................... _......... _........................___... _ _. .... .11.1._...... .......... ....................... <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Nolc, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus intcrust. <br />(11) "Riders" menus all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Cundg ignium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Olheds) [specify] ........1111 _.1111.... <br />❑ 14 Family Rider ❑ Biweekly Payment Rider <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(d) "Community, Association Dues, Fees, and Asersrmentse means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(E) "Electronic Funds Transfer" means any transfer of funds, other than a lmnsaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit art accuunt. Such term includes, but is not limited to, <br />point -of -sale transfers, automated letter machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous, Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) coudemnalioa or other taking of all or any part of the Prope[ty; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as lo, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 at seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to man, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "!ideally <br />related mortgage loan" under RF_SPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to We Property, whether or not that party has <br />assumed Bormwers obligations under the Note and /or this Security Instrument. <br />Form 3028IUI N1ep1101 <br />NEBRASKA—Single Family— Fantle c UNIFORM INSTRUMENT 1111111111111IN1lllll111 <br />9ankn[Sysume, Inc.SC LIeutlMN Form Ma -- / G <br />�.r.,rzoo, r{oBelaJ 1prxal �LN / /U/ J a 2 A o <br />X122_1 GO dI n Gan Cenlel Nebriisai 6W <br />(40 ) M4i00 (0)349• <br />Far (0 (0954701 (803P-10 <br />11 <br />m <br />C <br />T1 A p <br />niw <br />N <br />os <br />p <br />� <br />^ <br />.. CI <br />3 <br />:3 <br />D m <br />p <br />ra <br />y <br />r D <br />S <br />C <br />i <br />N <br />x <br />O <br />CIO <br />;in . <br />CJl <br />C% <br />CZ) <br />p <br />N <br />e <br />(Space Above This Line For Recording Dated <br />DEED OF TRUST <br />DEFINHIONS <br />200204071 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />and 21. Certain rules regarding the usage of words used in this draconian are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated ......... ............... 03.2a; 200 ,j. ....... <br />................... <br />with all Riders to this dreumcSt. <br />(B) "Borrower" is .M 9141414,.0]san.aad Mar[a0.1 Olson, Hashand end, Wife........ 11.....1.1............ _. _.1111 ............. <br />13, 18,20 <br />together <br />.. 1111 _......... 1111. .......... ......... . .._....._ ..... ......... <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is Herita9p6aek. ..... _ .... ..... ......................................... ...... . <br />....... _........................ . . .......— <br />... <br />Lender isa. Ca(90r AliAn ...... ....... ..... .... _..._.......................... ......_...__..__............... organized and existing under <br />the laws of .thAState.of. Nebraska.. ..... .............................._ . Lenders address is ..13.83.NpMWe65Hpad, P,9...B.ax.5.178, <br />Grand.Island,.NE. se. 9Q2 .......... ... ........ <br />...................................._._......_......_.............. ............................... <br />Lender is the beneficiary under this Security Instrument. <br />(I)) "Trustee" is Tie! QQ@.R. aek ....................._...._...__...................._............_............ ............................._. <br />(E) "Note" means the promissory note signed by Borrower and dated .113:28:2002.1111.. _ _....... 1111 ........................... The <br />Note slates that Borrower owes Leader ane.hQndfad they)heuiand six.huoN.edawerttp fivA and. Ball0. 0 ... ............................... <br />11,1111 1111 .. .....................1..1...11.. Dollars (U.S. $ .13.0, 02,5,.,0,11 .......... .... ......) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full rut later than .... ___ ......... 04419,2032 .... .. .... ......... <br />_........ _ ........ ............................... _......... _........................___... _ _. .... .11.1._...... .......... ....................... <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Nolc, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus intcrust. <br />(11) "Riders" menus all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Cundg ignium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Olheds) [specify] ........1111 _.1111.... <br />❑ 14 Family Rider ❑ Biweekly Payment Rider <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(d) "Community, Association Dues, Fees, and Asersrmentse means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(E) "Electronic Funds Transfer" means any transfer of funds, other than a lmnsaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit art accuunt. Such term includes, but is not limited to, <br />point -of -sale transfers, automated letter machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous, Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) coudemnalioa or other taking of all or any part of the Prope[ty; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as lo, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 at seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to man, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "!ideally <br />related mortgage loan" under RF_SPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to We Property, whether or not that party has <br />assumed Bormwers obligations under the Note and /or this Security Instrument. <br />Form 3028IUI N1ep1101 <br />NEBRASKA—Single Family— Fantle c UNIFORM INSTRUMENT 1111111111111IN1lllll111 <br />9ankn[Sysume, Inc.SC LIeutlMN Form Ma -- / G <br />�.r.,rzoo, r{oBelaJ 1prxal �LN / /U/ J a 2 A o <br />X122_1 GO dI n Gan Cenlel Nebriisai 6W <br />(40 ) M4i00 (0)349• <br />Far (0 (0954701 (803P-10 <br />11 <br />