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DEED OF TRUST <br />DEFINITIONS <br />Loan Number: 3780220 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 1 12002 <br />, <br />together with all Riders to this document. <br />11 n <br />(B) Borrower is SCOTT E. WILTFONG AND BRENDA L. WILTFONG AS JOINT <br />TENANTS <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is HERITAGE BANK, 110 E 9TH STREET, WOOD RIVER, NEBRASKA <br />68883 <br />(E) "Note" means the promissory note signed by Borrower and dated APRIL 1 2002 <br />. <br />The Note states that Borrower owes Lender ONE HUNDRED FOUR THOUSAND AND 00/100 <br />Dollars (U.S. $ 104 , 000 . 00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than MAY 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 13 <br />NEMI.DOT <br />DOc&1agk4EV=v l64 800- 649 -1362 <br />www.dacmagic.com <br />jt fy <br />13 LVj <br />'s <br />0 <br />m <br />2 D <br />In <br />m <br />N <br />C <br />N co <br />i <br />nIn N <br />m <br />O a. <br />m <br />-n <br />T <br />O <br />rn <br />N <br />n <br />= m <br />D m <br />O <br />O <br />o <br />73 <br />r-n <br />w <br />n <br />m CID <br />L <br />N <br />�­0 <br />a. <br />After Recording Return To: <br />HERITAGE BANK <br />u <br />cn ' <br />N <br />rk <br />110 E 9TH STREET <br />' <br />WOOD RIVER, NEBRASKA <br />68883 <br />[Space Above This Line <br />For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Loan Number: 3780220 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 1 12002 <br />, <br />together with all Riders to this document. <br />11 n <br />(B) Borrower is SCOTT E. WILTFONG AND BRENDA L. WILTFONG AS JOINT <br />TENANTS <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is HERITAGE BANK, 110 E 9TH STREET, WOOD RIVER, NEBRASKA <br />68883 <br />(E) "Note" means the promissory note signed by Borrower and dated APRIL 1 2002 <br />. <br />The Note states that Borrower owes Lender ONE HUNDRED FOUR THOUSAND AND 00/100 <br />Dollars (U.S. $ 104 , 000 . 00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than MAY 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 13 <br />NEMI.DOT <br />DOc&1agk4EV=v l64 800- 649 -1362 <br />www.dacmagic.com <br />jt fy <br />13 LVj <br />'s <br />0 <br />