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200203937 <br />DURABLE POWER OF ATTORNEY <br />KNOW ALL MEN BY THESE PRESENTS: <br />That I, FERN G. COLE, of Grand Island, Nebraska, do by these presents, <br />make, constitute and appoint my daughter DOROTHY SANTOS, of Lincoln, Nebraska, <br />and my daughter SHIRLEY MCDONALD, of Central City, Nebraska, as my Attorneys -in- <br />Fact, AND EITHER OF THEM, to do for me and on my behalf, any of the following: <br />To withdraw by check or otherwise from any checking <br />account, savings account, and /or savings certificate <br />account, which I may have. <br />To endorse checks for deposit to my checking account or <br />savings account and to receive any property or credits <br />owned by me, including any monies payable to me by any <br />governmental agency. My Attorneys -in -Fact, or either of <br />them, shall have full authority to redeem have re- <br />registered, or have reissued any bond, note, bill, <br />warrant, certificate or other evidence of indebtedness <br />owned by me (including any such items owned by me as a <br />co -owner or joint tenant) and issued by the United <br />States, any other country, any state, municipality, or <br />other governmental subdivision or governmental agency. <br />To sell or lease any assets owned by me; to purchase and <br />invest for me any investments; whether real estate or <br />personal property and including homestead property and <br />stocks and bonds, at such prices, on such terms, for <br />such length of term, and in such manner, whether at <br />private or public sale or negotiation, as my Attorneys - <br />in -Fact deem advisable. They may convey any property so <br />sold by them by instruments of conveyance with customary <br />warranties. They may enter any safety deposit box I <br />lease and may remove any items therefrom. They are <br />empowered to make gifts for me and disclaim <br />inheritances. They may sign any proxies and enter into <br />any dividend reinvestment program pertaining to my <br />assets. <br />To enter into agreements pertaining to any property or <br />any interest in property owned by me and on such terms <br />as my Attorneys -in -Fact deem advisable. This shall <br />include contracts for goods, repairs, improvements, <br />replacements, and personal services for the maintenance <br />of my property; and to borrow funds and mortgage <br />property therefor. <br />In general, to enter into any business transactions <br />pertaining to my property and for my maintenance as <br />fully as I could do it myself. They are empowered to <br />sign my IRS power of attorney, income tax returns and <br />related documents. <br />To enter into any contracts or agreements for any <br />medical, domiciliary, or other care needed by me as <br />determined to be in my best interests by either of my <br />Attorneys -in -Fact, and pay all fees and charges <br />necessary for my maintenance and care; to authorize or <br />waive any medical procedures for me. My Attorneys -in- <br />Fact, and either of them, may amend this Power of <br />Attorney and convey my assets to achieve Medicaid <br />eligibility if I enter a nursing care facility. <br />I ratify and confirm all acts done by my Attorneys -in -Fact, or either of <br />them, under this Power of Attorney. Either of my Attorneys -in -Fact are <br />specifically empowered to act under this Power of Attorney independently of the <br />other, and any decision or action by either of them need not be joined in and <br />consented to by the other. I reserve the right to revoke this Power of Attorney <br />by the filing of such revocation in Miscellaneous Records in the office of the <br />Register of Deeds of Hall County, Nebraska. This Power of Attorney shall remain <br />in full force and effect even though I may hereafter become mentally or <br />physically incompetent. <br />DATED this 29th day of December, 1993. <br />Cr <br />FERN G. COLE <br />STATE OF NEBRASKA <br />) as. <br />COUNTY OF HALL ) <br />On this L q day of December, 1993, . before me, the undersigned, a Notary Public <br />within and for said County, personally came FERN G. COLE who is known to me to <br />be the identical person whose name is affixed to the foregoing Power of Attorney, <br />and acknowledged her execution to be her voluntary act and deed. <br />EAAE A NE A. of Nebraska <br />D U'0.NEA BURNS <br />My Comm. Erp. March 2t 1996 Notary Publi c <br />