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State of Nebraska
<br />1. DATE AND PARTIES.
<br />addresses are as follows:
<br />Space Above This Line For Recording Data
<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />❑ Construction Security Agreement
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<br />The date of this Deed of Trust is ...
<br />April 1, ...2002 . and the parties and their
<br />........................
<br />Teresa G. Spotanski
<br />TRUSTOR: Russell D. Roach a married person
<br />a single person Mark A. Spotanski
<br />609 S. Celburn St. a married person
<br />Grand Island, NE 68801 RR 1, Box 64
<br />507 -80 -8655 Hazard, NE 68844
<br />506 -90 -5449
<br />507 -94 -6235
<br />❑ Refer to the Addendum which is attached and incorporated herein for additional Trustors.
<br />TRUSTEE: Ashton State Bank
<br />PO Box 166
<br />Ashton, NE 68817
<br />47- 0095055
<br />BENEFICIARY: Ashton State Bank
<br />PO Box 166
<br />Ashton, NE 68817
<br />47- 0095055
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and
<br />to secure the Secured Debt (hereafter defined), Trustor irrevocably grants, conveys and sells to Trustee, in trust for
<br />the benefit of the Beneficiary, with power of sale, the following described property:
<br />Lots One (1), Two (2), Three (3), all in Block Two (2) in Clarkson's First
<br />Addition to the Village of Alda, Hall County, Nebraska.
<br />The property is located in Hall ............ ............................... at
<br />................. ............................... ............................ ...............................
<br />(County)
<br />304 Elm St. Alder .......................... Nebraska 10 688 ......................
<br />..................................... ............................... .....................................
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, all
<br />diversion payments or third party payments made to crop producers, and all existing and future improvements,
<br />structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described
<br />above (all referred to as "Property "). The term Property also includes, but is not limited to, any and all water wells,
<br />water, ditches, reservoirs, reservoir sites and dams located on the real estate and all riparian and water rights
<br />associated with the Property, however established.
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount of the Secured Debt (hereafter defined) secured
<br />by this Deed of Trust at any one time shall not exceed $ 4Q. 4. 0. 0 ...0 ........................... This limitation of amount does
<br />not include interest, loan charges, commitment fees, brokerage commissions, attorneys' fees and other charges
<br />validly made pursuant to this Deed of Trust and does not apply to advances (or interest accrued on such advances)
<br />made under the terms of this Deed of Trust to protect Beneficiary's security and to perform any of the covenants
<br />contained in this Deed of Trust. Future advances are contemplated and, along with other future obligations, are
<br />secured by this Deed of Trust even though all or part may not yet be advanced. Nothing in this Deed of Trust,
<br />however, shall constitute a commitment to make additional or future loans or advances in any amount. Any such
<br />commitment would need to be agreed to in a separate writing.
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<br />4. SECURED DEBT DEFINED. The term "Secured Debt" includes, but is not limited to, the following:
<br />A. The promissory note(s), contract(s), guaranty(s) or other evidence of debt described below and all
<br />extensions, renewals, modifications or substitutions (Evidence of Debt). (When referencing the debts below it
<br />is suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.)
<br />Installment note in the names of Teresa G. Spotanski and Russell D. Roach dated April 1, 2002 with
<br />a maturity date of April 5, 2009 at 9.25% interest. 84 monthly payments in the amount of $15Rkm
<br />starting May 5, 2002 then on the same day of each month until paid in full. $617.03
<br />NEBRASKA - AGRICULTURAL/COMMERCIAL DEED OF TRUST (NOT FOR FNMA, FHLWIC, FHA OR VA USE, ANb WT FOR CqNSVMER uRPOSES) page 1 of 6
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<br />®1993 Bankers Systems, Inc., St. Cloud, MN Form AG/CO -DT -NE 3/8/2001
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<br />Space Above This Line For Recording Data
<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />❑ Construction Security Agreement
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<br />The date of this Deed of Trust is ...
<br />April 1, ...2002 . and the parties and their
<br />........................
<br />Teresa G. Spotanski
<br />TRUSTOR: Russell D. Roach a married person
<br />a single person Mark A. Spotanski
<br />609 S. Celburn St. a married person
<br />Grand Island, NE 68801 RR 1, Box 64
<br />507 -80 -8655 Hazard, NE 68844
<br />506 -90 -5449
<br />507 -94 -6235
<br />❑ Refer to the Addendum which is attached and incorporated herein for additional Trustors.
<br />TRUSTEE: Ashton State Bank
<br />PO Box 166
<br />Ashton, NE 68817
<br />47- 0095055
<br />BENEFICIARY: Ashton State Bank
<br />PO Box 166
<br />Ashton, NE 68817
<br />47- 0095055
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and
<br />to secure the Secured Debt (hereafter defined), Trustor irrevocably grants, conveys and sells to Trustee, in trust for
<br />the benefit of the Beneficiary, with power of sale, the following described property:
<br />Lots One (1), Two (2), Three (3), all in Block Two (2) in Clarkson's First
<br />Addition to the Village of Alda, Hall County, Nebraska.
<br />The property is located in Hall ............ ............................... at
<br />................. ............................... ............................ ...............................
<br />(County)
<br />304 Elm St. Alder .......................... Nebraska 10 688 ......................
<br />..................................... ............................... .....................................
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, all
<br />diversion payments or third party payments made to crop producers, and all existing and future improvements,
<br />structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described
<br />above (all referred to as "Property "). The term Property also includes, but is not limited to, any and all water wells,
<br />water, ditches, reservoirs, reservoir sites and dams located on the real estate and all riparian and water rights
<br />associated with the Property, however established.
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount of the Secured Debt (hereafter defined) secured
<br />by this Deed of Trust at any one time shall not exceed $ 4Q. 4. 0. 0 ...0 ........................... This limitation of amount does
<br />not include interest, loan charges, commitment fees, brokerage commissions, attorneys' fees and other charges
<br />validly made pursuant to this Deed of Trust and does not apply to advances (or interest accrued on such advances)
<br />made under the terms of this Deed of Trust to protect Beneficiary's security and to perform any of the covenants
<br />contained in this Deed of Trust. Future advances are contemplated and, along with other future obligations, are
<br />secured by this Deed of Trust even though all or part may not yet be advanced. Nothing in this Deed of Trust,
<br />however, shall constitute a commitment to make additional or future loans or advances in any amount. Any such
<br />commitment would need to be agreed to in a separate writing.
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<br />4. SECURED DEBT DEFINED. The term "Secured Debt" includes, but is not limited to, the following:
<br />A. The promissory note(s), contract(s), guaranty(s) or other evidence of debt described below and all
<br />extensions, renewals, modifications or substitutions (Evidence of Debt). (When referencing the debts below it
<br />is suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.)
<br />Installment note in the names of Teresa G. Spotanski and Russell D. Roach dated April 1, 2002 with
<br />a maturity date of April 5, 2009 at 9.25% interest. 84 monthly payments in the amount of $15Rkm
<br />starting May 5, 2002 then on the same day of each month until paid in full. $617.03
<br />NEBRASKA - AGRICULTURAL/COMMERCIAL DEED OF TRUST (NOT FOR FNMA, FHLWIC, FHA OR VA USE, ANb WT FOR CqNSVMER uRPOSES) page 1 of 6
<br />I , I
<br />®1993 Bankers Systems, Inc., St. Cloud, MN Form AG/CO -DT -NE 3/8/2001
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