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<br />This Instrument Prepared By:
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<br />Commercial Federal Bank
<br />3301 W State Str,
<br />Grand Island, NE 68803
<br />Ca
<br />(308) 384 -4310
<br />•
<br />CSHUDA
<br />State of Nebraska Space Above This Line For Recording Data
<br />Application
<br /># 0120967344
<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />EJ Construction Security Agreement
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is Apri 1 2,
<br />2 0 0 2
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />KRISTIE L PEDERSON
<br />TRUSTOR: 1232 WARREN LANE
<br />Grand Island, NE 68801
<br />Vesting Information:
<br />E] If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE: Commercial Federal Bank
<br />13220 California St
<br />Omaha, NE 68154
<br />BENEFICIARY: Commercial Federal Bank
<br />PO Box 1103
<br />Omaha, NE 68101
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />LOT 6, HOUGHKIRK SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />The property is located in Hall at 1.2.3.2-WARREN-LANE
<br />(County)
<br />Grand Island , Nebraska 68801
<br />................... ..I............................ ............... ............ I........
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights,
<br />ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at
<br />any time in the future, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 1S,718.00 . This limitation of amount does not include interest and other fees
<br />............. ...............................
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described
<br />below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the debt(s)
<br />secured and you should include the final maturity date of such debt(s).)
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page 1 of 4)
<br />0 1994 Bankers Systems, Inc., St. Cloud, MN Forth OCP- REDT -NE 1/13/99
<br />(M C465(NE) (9902) VMP MORTGAGE FORMS - (800)521 -7291
<br />UniPrint #100261
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