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THIS DEED OF TRUST ( "Security Instrument ") is made on March 28th, 2002 The Trustor is LARRY D GYDESEN and AMANDA M GYDESEN, HUSBAND AND WIFE ( "Borrower "). The trustee is Commercial Federal Hank, A Federal Savings Hank ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of The State of Nebraska and whose address is 221 South Locust St Grand Island NE 68801- ( "Lender "). Borrower owes Lender the principal sum of FIFTY SIX THOUSAND SIX HUNDRED FIFTY AND 00 /100 Dollars (U.S. $56,650.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on April 1, 2032 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance FAA Nebraska Deed of Trast - 4196 M- 4R(NE) (9604).06 VMP MORTGAGE FORMS - 1600)521 -7291p�� Page i of 8 Initials:{ =� i n r, z b z n i o \I �C, co Q o O I— -n c n ° " p m m N rn =m C3 4n r— rn C 410 _ C3 D coo rn (n F O �a [Space Above This Line For Recording Data] FHA Case No. State of Nebraska DEED OF TRUST �y 321- 2170434 THIS DEED OF TRUST ( "Security Instrument ") is made on March 28th, 2002 The Trustor is LARRY D GYDESEN and AMANDA M GYDESEN, HUSBAND AND WIFE ( "Borrower "). The trustee is Commercial Federal Hank, A Federal Savings Hank ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of The State of Nebraska and whose address is 221 South Locust St Grand Island NE 68801- ( "Lender "). Borrower owes Lender the principal sum of FIFTY SIX THOUSAND SIX HUNDRED FIFTY AND 00 /100 Dollars (U.S. $56,650.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on April 1, 2032 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance FAA Nebraska Deed of Trast - 4196 M- 4R(NE) (9604).06 VMP MORTGAGE FORMS - 1600)521 -7291p�� Page i of 8 Initials:{ =� i