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200203700 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />A III <br />(Seal) <br />DEL RAY PORTER - Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />'1 <br />A /—(Seal) <br />HRISTI M PORTER - Borrower <br />- Borrower <br />- Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />01- 32229115 <br />W 22H (0008) Page of 4 Form 3111 1101 <br />