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200203697 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />WENDELL L. FAIRBANKS - Borrower <br />'. may% G ' i b < . _ (Seal) <br />SARAN S. FAIRBANKS - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />M ®6(NE) (=5) Page 16 of 15 Form 3028 1101 <br />