200203694 Loan No. 4190813 -30784
<br />1 -4 FAMILY RIDER
<br />Assignment of Rents
<br />THIS 1 -4 FAMILY RIDER is made this 29th day of March 1 2002
<br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security
<br />Deed (the "Security Instrument ") of the same date given by the undersigned (the "Borrower ") to secure
<br />Borrower's Note to LONG BEACH MORTGAGE COMPANY
<br />1100 TOWN & COUNTRY ROAD
<br />ORANGE, CA 92868
<br />(the "Lender ")
<br />of the same date and covering the Property described in the Security Instrument and located at:
<br />1905 FREEDOM DR
<br />GRAND ISLAND, NE 68803
<br />[Property Address]
<br />14 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security Instrument,
<br />Borrower and Lender further covenant and agree as follows:
<br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to the
<br />Property described in the Security Instrument, the following items are added to the Property description, and shall
<br />also constitute the Property covered by the Security Instrument: building materials, appliances and goods of every
<br />nature whatsoever now or hereafter located in, on, or used, or intended to be used in connection with the
<br />Property, including, but not limited to, those for the purposes of supplying or distributing heating, cooling,
<br />electricity, gas, water, air and light, fire prevention and extinguishing apparatus, security and access control
<br />apparatus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers,
<br />disposals, washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades, curtains and curtain
<br />rods, attached mirrors, cabinets, panelling and attached floor coverings now or hereafter attached to the Property,
<br />all of which, including replacements and additions thereto, shall be deemed to be and remain a part of the
<br />Property covered by the Security Instrument. All of the foregoing together with the Property described in the
<br />Security Instrument (or the leasehold estate if the Security Instrument is on a leasehold) are referred to in this 1 -4
<br />Family Rider and the Security Instrument as the "Property."
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<br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to or make a
<br />change in the use of the Property or its zoning classification, unless Lender has agreed in writing to the change.
<br />Borrower shall comply with all laws, ordinances, regulations and requirements of any governmental body
<br />applicable to the Property.
<br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow any lien inferior
<br />to the Security Instrument to be perfected against the Property without Lender's prior written permission.
<br />D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in addition to the other
<br />hazards for which insurance is required by Uniform Covenant 5.
<br />E. "BORROWER'S RIGHT TO REINSTATE" DELETED. Uniform Covenant 18 is deleted.
<br />F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing, the first
<br />sentence in Uniform Covenant 6 concerning Borrower's occupancy of the Property is deleted. All remaining
<br />covenants and agreements set forth in Uniform Covenant 6 shall remain in effect.
<br />MULTISTATE 1 - 4 FAMILY RIDER - Fannie Mae /Freddie Mae Uniform Instrument Form 3170
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<br />1057 -1 (0524/99) PC
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