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200203666 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br />CL- ---Q •i-4,. S=:x � (Seal) <br />CHAD HURLEY - Borrower <br />(Seal) <br />Jr HURLEY - Borrower <br />- Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER (LIBOR Index) -- Single Family— F}¢ddle Max UNIFORM INSTRUMENT Form 3I92 1101 (page 3 of 3 pages) <br />