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^ n N CJ ev!"➢ v M 4'Y S L N i v m ca a After recording return to: Travelers Bank &Trust, feb 3 P.O. Sox 410 d3 Od SY Hanover, MD 21076 200203583 DEED OF TRUST L !\. THIS DEED OF TRUST is made this 23rd day of March , 2002 among the Trustor, DEE R JOHNSON AND BARBARA J JOHNSON HUSBAND AND WIFE (heroin "Borrows[ "), Michael F. Kivett (herein 'Trustee "), and the Beneficiary, TRAVELERS BANK 6 TRUST, FSB a federal savings bank chartered under the laws of the United States of America , whose address is IOU COMMERCE DRIVE NEWARK DE 19713 (herein "Lender "). BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of side, the following described property located in the County of BALL , State of Nebraska: LOT 8 BLOCK 4 NORMANDY ESTATES AN ADDITION TO THE CITY OF GRAND ISLAND STATE OF NEBRASKA Which has the address of 1511 NEWCASTLE ROAD GRAND ISLAND Nebraska 60801 (herein "Properly Address "); TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances mad rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property "; '1'0 SEC[RE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 03/23/2002 and extensions and renewals thereof (herein "Note "), in the principal sum of H.S. $ 99, 844.40 , with interest thereon, providing for monthly installments or principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 04 /01/2022 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to gran[ and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. Nebraska 2687b 41/98 Original (Recorded) Copy (Br ..nch) Copy(Customer) Page t of