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11:111014M(i12K <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) `Borrower" is Kenneth R. Simons and Janet G <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender "is Five Points Bank <br />March 27. 2002 <br />Simons, Husband and Wife <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P. O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated March 27, 2002 <br />The Note states that Borrower owes Lender <br />Forty -Five Thousand And 00 /100 <br />Dollars (U.S. $ 45, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2017 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA - Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />nacU I Ei (Page I of 12 pages) <br />000u1aa1 -v 12 /01/2000 <br />M <br />n r, <br />sZ <br />n <br />2 <br />N <br />C <br />O C <br />E <br />O <br />O <br />c7 <br />< O <br />N <br />O T <br />_n Z <br />O <br />\L <br />o ,.. <br />x M <br />N <br />G^J <br />C� <br />m ry" <br />'a <br />a w <br />CD <br />o <br />c„ <br />r n <br />w <br />ca <br />Qkj(\ <br />� <br />ci <br />611 <br />v v <br />cri <br />w <br />After Recording Return To: <br />rn <br />m <br />200203556 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Loan Number: <br />02010001 <br />Parcel <br />Number: <br />11:111014M(i12K <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) `Borrower" is Kenneth R. Simons and Janet G <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender "is Five Points Bank <br />March 27. 2002 <br />Simons, Husband and Wife <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P. O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated March 27, 2002 <br />The Note states that Borrower owes Lender <br />Forty -Five Thousand And 00 /100 <br />Dollars (U.S. $ 45, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2017 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA - Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />nacU I Ei (Page I of 12 pages) <br />000u1aa1 -v 12 /01/2000 <br />