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DIP'NITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 �^ <br />and 21. 7,Uam rules regardful; the usage of words used in this document arc also provided in Section 16. _ <br />(A) "Security, Instrument" means this document, which is dated ___... 03. 20;2002 ,,,,, together <br />with all Riders to this document <br />(B) "Borrower" is ROBERT1s .A0GETT.aad,JNLIE,PppGET,T, H,4shdnd and Wde,...... _._ .. ............... <br />Borrower is the lmslor under this Security Instrument. <br />(C) "Louder" is Herdaga Bank. , ...... ........... .. _. _. __ ....................... 1 ....... .. <br />Lender is a Cerporagnn ............................... .._ ... ..... organized and existing under <br />the laws of The stale id Ned.Rala .............. _.... Lender's address is 1333. North Webb Raid PQ, Box. 5.138, <br />Grand.I.slaad,.NE. 68802 I .__ .............. ........ ................ <br />._...... _. _. .__.. <br />Leader is the beneficiary under this Security Instrument <br />(D) Trustee" is Hentagefiank 1333 N Webb Road, Grand Island, K.688102-5.1.38, <br />(E) Note" means the promissory note signed by Borrower and dated 03:20 2002 ...... .The <br />Nom suites that Borrower owes Leader fattythieelhousand one hundredmnely.seven.and 7,91. 1Q. Q ... ...... .................... ..__.. _.. <br />_ ................. Dollars (U.S. $ 43,197.79 __. ,,, ,,) plus once,(. Burrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .... ................63.15 : 20Q7.................. <br />(F) "Property" means the property that is described below cinder the heading "Trencher of Rights in the Property." <br />(G) "Loan" meatus the debt evidenced by ate Note, plus interest, any prepayment charges and late charge, due under the Note, <br />and alt surtu due under this Security Instrument, plus interest <br />(IR) "Riders" means all Riders N this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Betrower [check box as applic d lcj: <br />CI Adjusmble Ram Rider ❑ Coudwaiaimn Rider ❑ Second 11on c Rider <br />CI Balloon Rides ❑ Planned Unit Development Rider ❑ Other(,) [sperifyl .__ ................ <br />F-1 1 -4 Pmuily Rider ❑ Biweekly Payment Rider <br />(f) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative cities and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, Fee,, assessments ,ad other charges that are <br />imposed on frorrowcr or the Property by a condominium association, homeowners association of similar organization_ <br />(K) "Electronic Funds Trmrsfer" means any transfer of funds, other than a transaction originated by check, draft, of similar <br />paper inslrument, which is initiated through an Bloc runic terminal, telephonic inslfume ut, eonrpumr, or magnetic tape so as to <br />order, inslrucl, nr authorize a financial institution to debit or credit an account. Such Tenn iadi des, but is not limited lo. <br />peinEofsale transfers, automated teller machine transactions, transfers initiated by telephone, wire lydnsfcrs, and 'automated <br />cicmii ghouse transfers <br />(1,) "Escrow Items" means those items that are doscrihel in Section 3. <br />(M) "Miscellaawus Proceeds" means any compensation, statement, award of damages, of proceeds paid by any third party <br />( odder Than insurance proceeds paid under the coverages described in Section 5) for: (i) damage in, or destruction of, the <br />Propcny; (ii) eondenrnntion or other taking of al( or any part of the Property, (in) conveyance in lieu of cnnd(mnaltmd; or (re) <br />misrepresentations of, or omissions as to, the value and /or condition of the Properly. <br />(N) "Mortgage busman means insurance protecting bender against the nonpayment of, or default on, the Loan. <br />(0) "Peirindic Payment" Utters the regularly scheduled amount due for U) principal and interest under the Non , plus (it) any <br />mounts under Section 3 of this Seened, Instrument. <br />(f) "RE,SPA" means the Real Estate Scltlemcut procedures Act (12 U.SC. §2601 of seq.) and its copulatutiyu regulatiou, <br />Regulation X (24 C.P.R. Part 3500), as they might be amended farm time to time, or any additional or successor legislation or <br />regulation that governs the same subject manor. As used in this Security Iasttument, RI SPA rotors to all requirements and <br />restrictions Ihat are imputed in regard to a "federally totaled mortgage loon" even if the Lean does not qualify as a "federally <br />related rnerf loan" under RESPA. <br />(ty "Successor in hute,aA of Borrower" means any party chat has taken title to the Property_ whether or not that party has <br />assmu rd Rormwer's c hhganons under the Note and/or this Secnri v Instrument. <br />Form 3028 1101 <br />NERRASBA — `.Ingle Famey— Fannie Mae(Preddhe Mac UNIFORM INSTRUMENT <br />—k ll Ina,St a J. Vo ro,mMe -I s, a/t]R00n Z/ t <br />r /uoi IW8¢l oj9VnFer) �� J B 2 A 0 <br />vT <br />T1 C <br />N <br />n�tz <br />H <br />CA <br />o m <br />1 <br />e\ <br />v> <br />d <br />rn <br />� <br />s <br />N <br />(Space Above Thie <br />Llne For Recording Data] <br />O <br />DEED <br />OF TRUST <br />y, <br />m <br />DIP'NITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 �^ <br />and 21. 7,Uam rules regardful; the usage of words used in this document arc also provided in Section 16. _ <br />(A) "Security, Instrument" means this document, which is dated ___... 03. 20;2002 ,,,,, together <br />with all Riders to this document <br />(B) "Borrower" is ROBERT1s .A0GETT.aad,JNLIE,PppGET,T, H,4shdnd and Wde,...... _._ .. ............... <br />Borrower is the lmslor under this Security Instrument. <br />(C) "Louder" is Herdaga Bank. , ...... ........... .. _. _. __ ....................... 1 ....... .. <br />Lender is a Cerporagnn ............................... .._ ... ..... organized and existing under <br />the laws of The stale id Ned.Rala .............. _.... Lender's address is 1333. North Webb Raid PQ, Box. 5.138, <br />Grand.I.slaad,.NE. 68802 I .__ .............. ........ ................ <br />._...... _. _. .__.. <br />Leader is the beneficiary under this Security Instrument <br />(D) Trustee" is Hentagefiank 1333 N Webb Road, Grand Island, K.688102-5.1.38, <br />(E) Note" means the promissory note signed by Borrower and dated 03:20 2002 ...... .The <br />Nom suites that Borrower owes Leader fattythieelhousand one hundredmnely.seven.and 7,91. 1Q. Q ... ...... .................... ..__.. _.. <br />_ ................. Dollars (U.S. $ 43,197.79 __. ,,, ,,) plus once,(. Burrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .... ................63.15 : 20Q7.................. <br />(F) "Property" means the property that is described below cinder the heading "Trencher of Rights in the Property." <br />(G) "Loan" meatus the debt evidenced by ate Note, plus interest, any prepayment charges and late charge, due under the Note, <br />and alt surtu due under this Security Instrument, plus interest <br />(IR) "Riders" means all Riders N this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Betrower [check box as applic d lcj: <br />CI Adjusmble Ram Rider ❑ Coudwaiaimn Rider ❑ Second 11on c Rider <br />CI Balloon Rides ❑ Planned Unit Development Rider ❑ Other(,) [sperifyl .__ ................ <br />F-1 1 -4 Pmuily Rider ❑ Biweekly Payment Rider <br />(f) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative cities and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, Fee,, assessments ,ad other charges that are <br />imposed on frorrowcr or the Property by a condominium association, homeowners association of similar organization_ <br />(K) "Electronic Funds Trmrsfer" means any transfer of funds, other than a transaction originated by check, draft, of similar <br />paper inslrument, which is initiated through an Bloc runic terminal, telephonic inslfume ut, eonrpumr, or magnetic tape so as to <br />order, inslrucl, nr authorize a financial institution to debit or credit an account. Such Tenn iadi des, but is not limited lo. <br />peinEofsale transfers, automated teller machine transactions, transfers initiated by telephone, wire lydnsfcrs, and 'automated <br />cicmii ghouse transfers <br />(1,) "Escrow Items" means those items that are doscrihel in Section 3. <br />(M) "Miscellaawus Proceeds" means any compensation, statement, award of damages, of proceeds paid by any third party <br />( odder Than insurance proceeds paid under the coverages described in Section 5) for: (i) damage in, or destruction of, the <br />Propcny; (ii) eondenrnntion or other taking of al( or any part of the Property, (in) conveyance in lieu of cnnd(mnaltmd; or (re) <br />misrepresentations of, or omissions as to, the value and /or condition of the Properly. <br />(N) "Mortgage busman means insurance protecting bender against the nonpayment of, or default on, the Loan. <br />(0) "Peirindic Payment" Utters the regularly scheduled amount due for U) principal and interest under the Non , plus (it) any <br />mounts under Section 3 of this Seened, Instrument. <br />(f) "RE,SPA" means the Real Estate Scltlemcut procedures Act (12 U.SC. §2601 of seq.) and its copulatutiyu regulatiou, <br />Regulation X (24 C.P.R. Part 3500), as they might be amended farm time to time, or any additional or successor legislation or <br />regulation that governs the same subject manor. As used in this Security Iasttument, RI SPA rotors to all requirements and <br />restrictions Ihat are imputed in regard to a "federally totaled mortgage loon" even if the Lean does not qualify as a "federally <br />related rnerf loan" under RESPA. <br />(ty "Successor in hute,aA of Borrower" means any party chat has taken title to the Property_ whether or not that party has <br />assmu rd Rormwer's c hhganons under the Note and/or this Secnri v Instrument. <br />Form 3028 1101 <br />NERRASBA — `.Ingle Famey— Fannie Mae(Preddhe Mac UNIFORM INSTRUMENT <br />—k ll Ina,St a J. Vo ro,mMe -I s, a/t]R00n Z/ t <br />r /uoi IW8¢l oj9VnFer) �� J B 2 A 0 <br />