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[Space Above This Line For Recording Dated
<br />DEED OF TRUST
<br />DEFINITIONS I`
<br />\l}\
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 r_
<br />and 21. Certain rules regarding the usage of words used in this document are also provided iu Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................Ba-.2B :2002,,,,, ....... together
<br />with ail Riders to this document.
<br />(B) " Borrower" Is TA.dd.G,.MorgaR.apd Peqnle M,.Mpfgap, Hushand. pRd. Wdg .......... .......... _._...... .... .... ........__.............
<br />....._ _....... ..
<br />........................ _ . ............. ......... .................... ...
<br />Borrowe, is the trustor under this Security Instrument.
<br />(C) "Lender" is .heritage BAAk ................... ........ _.................. ... ..................................... ....... . _... ........
<br />......
<br />Lender is a.Q.00AVAA__ ..... . . ....... .......................................... ........ ........ . organized and existing under
<br />the laws of the atata.pi.NAbraSkd... ._ — .....
<br />.... . Leader's address is .]333 Natth,Wehb Head, P B,.B.Aa.B.JB. @,
<br />Grand.fii40d..NE..@ 8802. _....... _. ... _ ................... ............................... _............. ............................... _....
<br />Lendcr is the beneficiary under this Security instrument.
<br />(D) "Trustee is A*tral NOm al. Bank ............ .......... ...... .._....... ............ ......
<br />(E) "Nine means the promissory note signed by Borrower and dated 03. 292 II I2 ......._ ..............._....... _. .. . The
<br />Note states that Burr nwcr owes Lender frghty.tbrA.elhpusagd And .RAl. 100 ................................... ._........_....._........... —
<br />. ... . ........ ........... ..........._.._........ Dollars (U.S, $ 83,000;00,..,,___ „_,,,,,_,,,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..... ... ... .......... 04- ,BJ:20a2 ....... ......
<br />....
<br />_..._ _.....__ ...... .......... ......_...._ ..........__ .. .......... . .... ........
<br />(F) "Property” means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Now, plus interest, any prepayment charges and late charges due under the Now,
<br />and all stuns due under this Security Insinuator, plus interest.
<br />(II) "Riders" meads all Riders to this Security Instrumicur that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />• Adjustable Raw Rider ❑ Condominium Rider ❑ Second Home Rider
<br />• Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ...............__..
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Apphcahle Law" incurs all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, roar-appealable judicial opinions.
<br />(J) "Community Association Dues, Pees, arid Assessmrou" means all dues, fees, assessments and other charges that are
<br />unposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by clieck, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order instruct, or authorize a financial 'addition to debit car credit an account. Such term includes, but is not limited to,
<br />point -of sale transfers, xunirrated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3_
<br />(M) "Miscellaneous Proceeds" moans any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (it) cnndunnation or other Liking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or umiissious as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Leader against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Nate, plus (it) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulatiou X (21 CT R. Part 3500), as they might be amended from time to tune, or any additional or successor legislation or
<br />regulation that governs the same ,subject matter. As used i t this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are unposed in regard to a "federally related mortgage loan' even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken tide to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3028 1101
<br />NEBRASKA— Single Familv— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT �. , III II [III [III II
<br />Bankors5yunme, Inv,. it llmE.MN 1-Mn Ior 8/P /3000 / �'% 7
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<br />[Space Above This Line For Recording Dated
<br />DEED OF TRUST
<br />DEFINITIONS I`
<br />\l}\
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 r_
<br />and 21. Certain rules regarding the usage of words used in this document are also provided iu Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................Ba-.2B :2002,,,,, ....... together
<br />with ail Riders to this document.
<br />(B) " Borrower" Is TA.dd.G,.MorgaR.apd Peqnle M,.Mpfgap, Hushand. pRd. Wdg .......... .......... _._...... .... .... ........__.............
<br />....._ _....... ..
<br />........................ _ . ............. ......... .................... ...
<br />Borrowe, is the trustor under this Security Instrument.
<br />(C) "Lender" is .heritage BAAk ................... ........ _.................. ... ..................................... ....... . _... ........
<br />......
<br />Lender is a.Q.00AVAA__ ..... . . ....... .......................................... ........ ........ . organized and existing under
<br />the laws of the atata.pi.NAbraSkd... ._ — .....
<br />.... . Leader's address is .]333 Natth,Wehb Head, P B,.B.Aa.B.JB. @,
<br />Grand.fii40d..NE..@ 8802. _....... _. ... _ ................... ............................... _............. ............................... _....
<br />Lendcr is the beneficiary under this Security instrument.
<br />(D) "Trustee is A*tral NOm al. Bank ............ .......... ...... .._....... ............ ......
<br />(E) "Nine means the promissory note signed by Borrower and dated 03. 292 II I2 ......._ ..............._....... _. .. . The
<br />Note states that Burr nwcr owes Lender frghty.tbrA.elhpusagd And .RAl. 100 ................................... ._........_....._........... —
<br />. ... . ........ ........... ..........._.._........ Dollars (U.S, $ 83,000;00,..,,___ „_,,,,,_,,,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..... ... ... .......... 04- ,BJ:20a2 ....... ......
<br />....
<br />_..._ _.....__ ...... .......... ......_...._ ..........__ .. .......... . .... ........
<br />(F) "Property” means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Now, plus interest, any prepayment charges and late charges due under the Now,
<br />and all stuns due under this Security Insinuator, plus interest.
<br />(II) "Riders" meads all Riders to this Security Instrumicur that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />• Adjustable Raw Rider ❑ Condominium Rider ❑ Second Home Rider
<br />• Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ...............__..
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Apphcahle Law" incurs all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, roar-appealable judicial opinions.
<br />(J) "Community Association Dues, Pees, arid Assessmrou" means all dues, fees, assessments and other charges that are
<br />unposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by clieck, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order instruct, or authorize a financial 'addition to debit car credit an account. Such term includes, but is not limited to,
<br />point -of sale transfers, xunirrated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3_
<br />(M) "Miscellaneous Proceeds" moans any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (it) cnndunnation or other Liking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or umiissious as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Leader against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Nate, plus (it) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulatiou X (21 CT R. Part 3500), as they might be amended from time to tune, or any additional or successor legislation or
<br />regulation that governs the same ,subject matter. As used i t this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are unposed in regard to a "federally related mortgage loan' even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken tide to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3028 1101
<br />NEBRASKA— Single Familv— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT �. , III II [III [III II
<br />Bankors5yunme, Inv,. it llmE.MN 1-Mn Ior 8/P /3000 / �'% 7
<br />,.r_ irzoo, (Mg, l "h N"aM) J 13 2 A 0
<br />
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