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<br />DEFINITIONS
<br />ISpace Above This Line For Recording Daral
<br />DEED OF TRUST
<br />20020.Ma
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, IN. 20 "l
<br />and 2I- Certain rules regarding the usage of words used in this document are also provided in Section 16. a
<br />(A) "Security Instrument" means this document, which is dated .......... .......... ...63;1JNOB2,„ together
<br />with all Riders to this document.
<br />(B) " Borrower" is Jesus A.. Mgllna and.Ana V.. Mphaa,Husband.dnd Wl(d ......... ........
<br />.... ................. ...................... ............
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Hentius Bank .. _....... ._......... _............_... ...... _. ........ _. _..
<br />Lender is a.GofAWAO(m ...... ...... ...... .............. .............. ............. ............................... organized and existing under
<br />(he laws of lhASdaIeR tAabfAakA ......... ............................... . Lender's address is ..1333_ Np14h Webb Road, P,B.,Bgx,5138,
<br />6fdad.Island,.NB. 68802 ......... ......... ... _.........
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Ler0ne Bank
<br />(E) "Nate" means the promissory note signed by Borrower and dated 03: 1]:2.Q0.2 .................. _............................. . 'floe
<br />Note states that Borrows owes Lender Mty. nine lh m and and n0U.Q0............................ ............................ _..............
<br />_. ._... _ ................ Dollars (U. S. $ 69,099 .... ,....... ,,,,,,,,,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ................. .... 04- 0]:2017.............
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all ,outs due under this Security Instrument, plus uncrest.
<br />BIR "Riders" means all Riders to this Security Instrument that are executed by Borrower. 'the following Riders arc to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(d) "Community Associa5ou Dues, Fees, and Assessments" means all dues, fees, assssmculs and other charges that are
<br />imposed on Burrower or the Property by a condominium association, homeowners association or sunilar organization.
<br />(K) "Electronic Flnrds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic temiival, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account- Such term includes, but is not limited to,
<br />poiul- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />cleafinghouse transfers.
<br />(L) "Escrow Items" means those item that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than imamate proceeds paid under the coverages described in Section 5) foe (i) damage ter, or destmet(on of, the
<br />Properly; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in ben of condemnation or try)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Prnprdy.
<br />(N) "Mortgage Insurance" means insurance protecting lender against the nonpayment of, of default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for O principal and interest under the Note, plus (i) any
<br />arrmun(s under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et ,cq.) and its implementing regulation,
<br />Regulation X (24 C.F.R Part 35M), as they might be amended from tint, N that, or any additional or successor legislation or
<br />regulation that governs the same subject matter As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "processor in Interest of Borrower" means any party that has taken title to the Ptopei ty, whether or not that pary bas
<br />assumed Borrower's obligations under the Note and /ur this Security Instrument
<br />NEBRASKA— Single Famlly— Fannie MeelFredTie MIRSTRUMENT
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<br />Form 3028 1 /01
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<br />ISpace Above This Line For Recording Daral
<br />DEED OF TRUST
<br />20020.Ma
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, IN. 20 "l
<br />and 2I- Certain rules regarding the usage of words used in this document are also provided in Section 16. a
<br />(A) "Security Instrument" means this document, which is dated .......... .......... ...63;1JNOB2,„ together
<br />with all Riders to this document.
<br />(B) " Borrower" is Jesus A.. Mgllna and.Ana V.. Mphaa,Husband.dnd Wl(d ......... ........
<br />.... ................. ...................... ............
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Hentius Bank .. _....... ._......... _............_... ...... _. ........ _. _..
<br />Lender is a.GofAWAO(m ...... ...... ...... .............. .............. ............. ............................... organized and existing under
<br />(he laws of lhASdaIeR tAabfAakA ......... ............................... . Lender's address is ..1333_ Np14h Webb Road, P,B.,Bgx,5138,
<br />6fdad.Island,.NB. 68802 ......... ......... ... _.........
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Ler0ne Bank
<br />(E) "Nate" means the promissory note signed by Borrower and dated 03: 1]:2.Q0.2 .................. _............................. . 'floe
<br />Note states that Borrows owes Lender Mty. nine lh m and and n0U.Q0............................ ............................ _..............
<br />_. ._... _ ................ Dollars (U. S. $ 69,099 .... ,....... ,,,,,,,,,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ................. .... 04- 0]:2017.............
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all ,outs due under this Security Instrument, plus uncrest.
<br />BIR "Riders" means all Riders to this Security Instrument that are executed by Borrower. 'the following Riders arc to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(d) "Community Associa5ou Dues, Fees, and Assessments" means all dues, fees, assssmculs and other charges that are
<br />imposed on Burrower or the Property by a condominium association, homeowners association or sunilar organization.
<br />(K) "Electronic Flnrds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic temiival, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account- Such term includes, but is not limited to,
<br />poiul- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />cleafinghouse transfers.
<br />(L) "Escrow Items" means those item that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than imamate proceeds paid under the coverages described in Section 5) foe (i) damage ter, or destmet(on of, the
<br />Properly; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in ben of condemnation or try)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Prnprdy.
<br />(N) "Mortgage Insurance" means insurance protecting lender against the nonpayment of, of default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for O principal and interest under the Note, plus (i) any
<br />arrmun(s under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et ,cq.) and its implementing regulation,
<br />Regulation X (24 C.F.R Part 35M), as they might be amended from tint, N that, or any additional or successor legislation or
<br />regulation that governs the same subject matter As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "processor in Interest of Borrower" means any party that has taken title to the Ptopei ty, whether or not that pary bas
<br />assumed Borrower's obligations under the Note and /ur this Security Instrument
<br />NEBRASKA— Single Famlly— Fannie MeelFredTie MIRSTRUMENT
<br />xsyzrnma,im,.n. ni "nn, use intro run -, -err ernrr,no
<br />fPoBel fJVe8e.r1 S.Ln
<br />t0m0 700
<br />Fex l4a21
<br />Form 3028 1 /01
<br />111311111111111111 !Ill 111
<br />J B 2 A 0
<br />
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