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200203342 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Randall R Haines - Borrower <br />U r (Seal) <br />Maril nn 0 Haines - Borrower <br />_ (Seal) <br />- Burrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />HAINES,RR GI 1102506 <br />(M-6(NE) l0005l Page 14 of 15 <br />go <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />0 <br />Form 3028 1 /01 <br />