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<br />NOTICE OF DEFAULT
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<br />TO: ROSA MARIA MENDOZA and ALFARO GALAVIZ, Wife and Husband
<br />822 S. Sycamore St.
<br />Grand Island, Nebraska 68801
<br />You are hereby given notice of default under a Deed of Trust
<br />executed by Rosa Maria Mendoza and Alfaro Galaviz, wife and
<br />husband, dated November 9, 1999, and recorded November 16, 1999 as
<br />Document No. 0099111002 in the Office of the Register of Deeds of
<br />Hall County, Nebraska; said Deed of Trust securing the following
<br />property:
<br />Lot Four (4) in Block Seven (7) in South Grand Island, an
<br />Addition to the City of Grand Island, Hall County, Nebraska,
<br />said Deed of Trust being in favor of Five Points Bank, a Nebraska
<br />Corporation, Trustee and Beneficiary under said Deed of Trust.
<br />Said default under the terms of said Deed of Trust has
<br />occurred by virtue of nonpayment of the payments as they became due
<br />and payable under a Promissory Note dated September 1, 2000, and
<br />designated as Loan No. 768353, in the principal sum of Fourteen
<br />Thousand Three Hundred Thirty -Seven Dollars and Forty -Two Cents
<br />($14,337.42), with a total principal balance due and owing as of
<br />March 26, 2002, of Ten Thousand Two Hundred Ninety -One Dollars and
<br />Sixty -Seven Cents ($10,291.67) , unpaid interest of One Hundred
<br />Seventy -Three Dollars and Eighty -One Cents ($173.81), and escrow
<br />fees of Three Hundred Thirty -Eight Dollars and Seventy Cents
<br />($338.70), for a total pay off of Ten Thousand Eight Hundred Four
<br />Dollars and Eighteen Cents ($10,804.18), and per diem interest
<br />accruing at the rate of $2.7902 from and after March 26, 2002; and
<br />further, by virtue of nonpayment of the payments as they became due
<br />and payable under a Promissory Note dated September 7, 2001, and
<br />designated as Loan No. 771791 in the principal sum of Five Thousand
<br />Two Hundred Twenty -Two Dollars and Thirty -Three Cents ($5,222.33),
<br />with a total principal balance due and owing as of March 26, 2002,
<br />of Four Thousand Three Hundred Sixty -Seven Dollars and Ten Cents
<br />($4,367.10), unpaid interest of Twenty -Eight Dollars and Eighty -
<br />Nine Cents ($28.89), and late charges of Sixteen Dollars and
<br />Thirty -Six Cents ($16.36), for a total pay off of Four Thousand
<br />Four Hundred Twelve Dollars and Thirty -Five Cents ($4,412.35), and
<br />per diem interest accruing at the rate of $2.2996.
<br />In addition, Trustors are hereby liable to Trustee, Five
<br />Points Bank, for all fees and costs associated with this default
<br />and recovery pursuant to Nebraska Statute § 76 -1012.
<br />By virtue of said default, Trustee, Five Points Bank, has
<br />determined to sell or cause to be sold the trust property to
<br />satisfy the obligations referred to above.
<br />The default may be cured within thirty (30) days of the filing
<br />of this Notice, and the obligations of the Deed of Trust may be
<br />thereby reinstated as provided in Nebraska Statute § 76 -1012.
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