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S— <br />s <br />0 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below antl other words are defined in Sections 3, 11, 13, 18, W <br />and 21. Certain rules regarding the usage of words used lo this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated March 22nd 2002 , together <br />with all Riders to this document. <br />(B) "Borrower' is CYNTHIA. A. HIGBEE AND DON A HIGBEE . AS WIFE AND HUSBAND <br />Borrower Is the truster under this Security Instrument. <br />(C) "Lender' is Community Mortoabe Company . Lender is <br />a Corporation organized and existing under the laws of _ the State of Nebraska _ <br />Lender's address is _ P.O. Box 6577 Lincoln NE _68506-0577_. <br />Lender a the benefklary under this Security Instrument. <br />(D) 'Trustee" is COLUMBUS FEDERAL SAVINGS BANK 1371 26TH AVE COLUMBUS NE 68601. <br />(E) "Note" means the promissory note signed by Borrower antl dated March 22nd 2002 The Note <br />states that Borrower owes Lender One Hundred Twenty Nine Thousand Six Hundred antl 00/100 <br />Dollars (0.S. $ 129.600.00 ) plus interest. Borrower has promised to pay this debt in <br />regular Periodic Payments and to pay the debt in full not later than April 1 2032 <br />(F) "Properly" means the property that is described below under the heading Transfer of Rights in the Pmparty." <br />(G) "Loan" means the debt evidenced by the Note, pros unrest. any prepayment Charges and Tate charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Rlders" means all Riders to this Security Instrument that we executed by Borrower. The following Riders we to be <br />executed by Borrower [check box as applbabel: <br />❑ Adjustable Rate Rider ❑ Condominium Most <br />❑ Balloon Rider ❑ Planned Unit Development Rider <br />❑ 14 Family Rider ❑ Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) [specityl _ <br />(1) "Applicable Law" means all controlling applicable federal. state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all shakable final, non - appealable ludbiel opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA -wall, Family Fannie MwvFmdws Mac UNIFORM INSTRUMENT Form 30M 1/01 (sae. r "Igyyey!_ <br />RBSa51 Mn <br />00.) <br />-qua cr�L /^''IO/��'JL�' <br />:J <br />b <br />L <br />Cu <br />Oy <br />rh <br />m <br />C <br />n w <br />o <br />Fyi <br />w <br />tp'D <br />YTI <br />�l <br />200203281 <br />_ [Space Above This Line <br />For Recording Data] <br />S— <br />s <br />0 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below antl other words are defined in Sections 3, 11, 13, 18, W <br />and 21. Certain rules regarding the usage of words used lo this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated March 22nd 2002 , together <br />with all Riders to this document. <br />(B) "Borrower' is CYNTHIA. A. HIGBEE AND DON A HIGBEE . AS WIFE AND HUSBAND <br />Borrower Is the truster under this Security Instrument. <br />(C) "Lender' is Community Mortoabe Company . Lender is <br />a Corporation organized and existing under the laws of _ the State of Nebraska _ <br />Lender's address is _ P.O. Box 6577 Lincoln NE _68506-0577_. <br />Lender a the benefklary under this Security Instrument. <br />(D) 'Trustee" is COLUMBUS FEDERAL SAVINGS BANK 1371 26TH AVE COLUMBUS NE 68601. <br />(E) "Note" means the promissory note signed by Borrower antl dated March 22nd 2002 The Note <br />states that Borrower owes Lender One Hundred Twenty Nine Thousand Six Hundred antl 00/100 <br />Dollars (0.S. $ 129.600.00 ) plus interest. Borrower has promised to pay this debt in <br />regular Periodic Payments and to pay the debt in full not later than April 1 2032 <br />(F) "Properly" means the property that is described below under the heading Transfer of Rights in the Pmparty." <br />(G) "Loan" means the debt evidenced by the Note, pros unrest. any prepayment Charges and Tate charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Rlders" means all Riders to this Security Instrument that we executed by Borrower. The following Riders we to be <br />executed by Borrower [check box as applbabel: <br />❑ Adjustable Rate Rider ❑ Condominium Most <br />❑ Balloon Rider ❑ Planned Unit Development Rider <br />❑ 14 Family Rider ❑ Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) [specityl _ <br />(1) "Applicable Law" means all controlling applicable federal. state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all shakable final, non - appealable ludbiel opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA -wall, Family Fannie MwvFmdws Mac UNIFORM INSTRUMENT Form 30M 1/01 (sae. r "Igyyey!_ <br />RBSa51 Mn <br />00.) <br />-qua cr�L /^''IO/��'JL�' <br />