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200203213 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />�ptQ_ (Seal) <br />BLANCA ESTELA GARAY - Borrower <br />(Seal) <br />- Borrower <br />— (Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />— <br />- Borrower <br />- Borrower <br />STATE OF NEBRASKA, Ball County ss: <br />The foregoing instrument was acknowledged before me this 22nd day of March <br />2002 by BLANCA ESTELA GARAY <br />Witness my hand and notarial seal at Grand Island in said <br />County, the date aforesaid. <br />My Commission Expires: <br />II <br />GENERAL NOTARY - State dNebraska - <br />DEBORAH L. TROSPER <br />My Comm. Exp. FW.. 14,20C Notary Public <br />®ARME) (9604).06 <br />Page 8 of 8 <br />