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DEED OF TRUST
<br />PARTIES: This Deed ofTmst is made on 03/11/2002 among, the Grantor, JEROME L URBANSKI AND CAROL I URBANSKI, HUSBAND
<br />AND WIFE ("Borrower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the O
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender').
<br />CONVEYANCE; For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of \3N
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of- p
<br />way, ea,ement,, rents, issues, profits, income, tenements, hereditament,, privileges and any appurtenances thereunto belonging (all called the
<br />"Property").
<br />PROPERTY ADDRESS: 4173 ARIZONA AVE, GRAND ISLAND, Nebraska 68803
<br />LEGAL DESCRIPTION:
<br />LOT FOUR (4), ROSS HEIGHTS SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenanls and warrants Lille to the property, except for
<br />SECURED DEBT: This deed oftrust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed oftrust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all Instruments and agreements secured by this deed of trust and the dates thereof):
<br />0 A PROMISSORY NOTE, AND SECUR I'I'Y AGREEMENT DATED 03/11/2002
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances arc
<br />contemplated and will be secured to the,% me extent as ifmade on the date ofthis deed oftrust is executed.
<br />❑ Revolving line efcredit agreement dated , with initial annual interest rate of _%
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed oftrust is executed.
<br />The Shove obligation is due and payable on March 15, 2007 i£not paid earlier.
<br />The total unpaid balance secured by this deed of Trust at any one time shall not exceed a maximum principal amount of $5,300.00, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />F7 Variable Rate: 'I he interest rate on the obligation secured by this deed oftrust may vary according to the turns ofthat obligation.
<br />A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed oftrust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead illoached to this deed of trust and made a part hereof has
<br />been disclaimed; the disclaimer Is attached t0 this deed oftrust and made apart hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terns and convenants contained in this deed of (rust, including those on page
<br />2, and in any rir rs Described above signed by Yorrower.
<br />�� Y `YM.✓la-
<br />JE TEL URBANSKI CAROLIIIRBANSKI
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUN'T'Y SS:
<br />The foregoing instrument was acknowledged before me on 03/11/2002
<br />By JEROME L URBANSKI and //CAROL I URBANSKI, IiUSBAND AND WIFE
<br />My commission expires: -c) _
<br />va1,11'a' -Cfh1J �Q 2/)L iNotary Public)
<br />GENERAL NOTARY -SGW of Nab antis
<br />II SHARON K KLEINT
<br />My Lomm. EMD. Oae 3, 2003
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<br />PARTIES: This Deed ofTmst is made on 03/11/2002 among, the Grantor, JEROME L URBANSKI AND CAROL I URBANSKI, HUSBAND
<br />AND WIFE ("Borrower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the O
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender').
<br />CONVEYANCE; For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of \3N
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of- p
<br />way, ea,ement,, rents, issues, profits, income, tenements, hereditament,, privileges and any appurtenances thereunto belonging (all called the
<br />"Property").
<br />PROPERTY ADDRESS: 4173 ARIZONA AVE, GRAND ISLAND, Nebraska 68803
<br />LEGAL DESCRIPTION:
<br />LOT FOUR (4), ROSS HEIGHTS SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenanls and warrants Lille to the property, except for
<br />SECURED DEBT: This deed oftrust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed oftrust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all Instruments and agreements secured by this deed of trust and the dates thereof):
<br />0 A PROMISSORY NOTE, AND SECUR I'I'Y AGREEMENT DATED 03/11/2002
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances arc
<br />contemplated and will be secured to the,% me extent as ifmade on the date ofthis deed oftrust is executed.
<br />❑ Revolving line efcredit agreement dated , with initial annual interest rate of _%
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed oftrust is executed.
<br />The Shove obligation is due and payable on March 15, 2007 i£not paid earlier.
<br />The total unpaid balance secured by this deed of Trust at any one time shall not exceed a maximum principal amount of $5,300.00, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />F7 Variable Rate: 'I he interest rate on the obligation secured by this deed oftrust may vary according to the turns ofthat obligation.
<br />A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed oftrust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead illoached to this deed of trust and made a part hereof has
<br />been disclaimed; the disclaimer Is attached t0 this deed oftrust and made apart hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terns and convenants contained in this deed of (rust, including those on page
<br />2, and in any rir rs Described above signed by Yorrower.
<br />�� Y `YM.✓la-
<br />JE TEL URBANSKI CAROLIIIRBANSKI
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUN'T'Y SS:
<br />The foregoing instrument was acknowledged before me on 03/11/2002
<br />By JEROME L URBANSKI and //CAROL I URBANSKI, IiUSBAND AND WIFE
<br />My commission expires: -c) _
<br />va1,11'a' -Cfh1J �Q 2/)L iNotary Public)
<br />GENERAL NOTARY -SGW of Nab antis
<br />II SHARON K KLEINT
<br />My Lomm. EMD. Oae 3, 2003
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