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200203144 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Y <br />(Seal) <br />RONALD L ROSEBERRY -Borrower <br />J.Y U �,)pAiLa.�)�111iJ� <br />U (Seal) <br />TAMMY ROSEBERRY orrower <br />AKA TAMARA S ROSEBERRY <br />(Seal) (Seal) <br />- Borrower Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Initials: 1, � JL <br />(Seal) <br />(Seal) <br />06(NE) (Was) Page 14 of 15 Form 3028 1/01 <br />