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200203138 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />_ (Seat) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />rt/)�j!�/j rlA6 �Q' •� rlC��f (Seal) <br />STEPA NIE L MCCONNEL - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />01- 33229101 <br />®•6(NE) oow Pogo 14 of is Form 3028 1101 <br />