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200203128 <br />By signing below, Borrower accepts this Mortgage Insurance Rider and agrees that it amends and <br />supplements the Security Instrument. <br />JI&I 14J 7&A1, - (Seal) <br />C ICHAEL W KLIMEK - Borrower <br />_(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />- Borrower <br />L0 (-- (Seal) <br />KARLEEN K KLIMEK - Borrower <br />( ®11 B (0004) Page 3 of 3 <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />01- 33229102 <br />Form 3160 4100 <br />