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200203122 <br />YNE3 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />oat'`y'� � <br />(Seal) <br />- Borrower <br />JERRY L. CLINGENPEEL <br />;fw �Cin ,n Q& (Seal) <br />j- Borrower <br />SANDRA L. CLINGENPEEL <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />�—6A(NE) moos) �•� <br />m Page 15 or 16 Form 3028 1/01 <br />