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PARTIES: This Deed of "Trust is made on 03/12/2002 among, the Grantor, JAMES A JOYCE AND TERRI L JOYCE, HUSBAND AND WIFE <br />( "Borrower "), <br />AREND R HAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the \ <br />Beneficiary, I IOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the <br />laws cf NFHRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). <br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real properly, of p <br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -nf- <br />way, easements, rents, issues, profits, income, tenements, hereditainents, privileges and my appurtenances thereunto belonging (all called the <br />"Property"), <br />PROPERTY ADDRESS: 931 S CLAUSSEN, GRAND ISLAND, Nebraska 68801 <br />LEGAL DESCRIPTION: <br />LOT 9, BLOCK i, CLAUSSEN COUNTRY VIEW SUBDIVISION, IN THE CITY OF GRAND ISLAND, <br />HALL COUNTY, NEBRASKA. <br />Located in Hall County, Nebraska. <br />TITLE: Borrower convenanls and wamanls title to the property, except fur <br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenanls and agreements <br />contained in this decd off ... t and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts <br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and <br />renewals thereof. <br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): <br />E A PROMISSORY NO'1'F. AND SECURITY AGRREMEN "1 DA'Z'ED 03/12/2002 <br />Future advances: The above amount is secured even though all or pan of it may not yet be advanced. Future advances are <br />contemplated and will be secured to the same extent as if made on the date ofthis deed ofuma is executed. <br />❑ Revolving line of credit agreement dated , with initial annual interest rate of <br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under <br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of bust is executed. <br />'I he above obligation is due and payable on March 20, 2005 ifnol paid earlier. <br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $4,573.50, plus <br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the <br />covenants contained in this deed oftrust, with interest on such disbursements. <br />Variable Ita(e:'the interest rate on the obligation secured by this deed of trust may vary according to the terms oflhal obligation. <br />E] A copy ofthe loan agreement containing the terms under which the Interest rate may vary Is attached to this deed of trod and <br />made a pan hereof <br />RIDERS: ASSIGNMENT OF RENTS <br />Pursuant to the Farm Homestead Protection Act, designation of homestead idttached to this deed of trust and made a part hereof has <br />S-1 been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. <br />SIGNATURES: By signing below, Borrower agree to the teens and conventions contained in this deed of trust, including those on page <br />2, and in any riders described above signed by Borrower. �J y// <br />J ESAJOY TERRI LJOY <br />ACKNOWLEDGMENT: ST' ATE OF NEBRASKA, HALL COIIN'I'Y SS: <br />The foregoing instrument was acknowledged before me on 03/1212002 <br />By JAMES A JOYCE and TERRI L JOYCE, HUSBAND AND WIFE J <br />�i1(� t vJ %P $ <br />My commission expires: <br />(Notary Public) <br />GENERAL NOTARY -Slate of Nebraska <br />SHARON K KLEINT <br />III <br />MV 6amm. fa. Dec D, PORT <br />Z <br />C) <br />a <br />i .� <br />v n <br />f`J <br />x <br />jy\ <br />N <br />o <br />cl, <br />A <br />:3 <br />r <br />10 <br />C <br />f�3 <br />o <br />m <br />P <br />D <br />N <br />O <br />DEED OF TRUST <br />'Ir <br />PARTIES: This Deed of "Trust is made on 03/12/2002 among, the Grantor, JAMES A JOYCE AND TERRI L JOYCE, HUSBAND AND WIFE <br />( "Borrower "), <br />AREND R HAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the \ <br />Beneficiary, I IOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the <br />laws cf NFHRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). <br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real properly, of p <br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -nf- <br />way, easements, rents, issues, profits, income, tenements, hereditainents, privileges and my appurtenances thereunto belonging (all called the <br />"Property"), <br />PROPERTY ADDRESS: 931 S CLAUSSEN, GRAND ISLAND, Nebraska 68801 <br />LEGAL DESCRIPTION: <br />LOT 9, BLOCK i, CLAUSSEN COUNTRY VIEW SUBDIVISION, IN THE CITY OF GRAND ISLAND, <br />HALL COUNTY, NEBRASKA. <br />Located in Hall County, Nebraska. <br />TITLE: Borrower convenanls and wamanls title to the property, except fur <br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenanls and agreements <br />contained in this decd off ... t and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts <br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and <br />renewals thereof. <br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): <br />E A PROMISSORY NO'1'F. AND SECURITY AGRREMEN "1 DA'Z'ED 03/12/2002 <br />Future advances: The above amount is secured even though all or pan of it may not yet be advanced. Future advances are <br />contemplated and will be secured to the same extent as if made on the date ofthis deed ofuma is executed. <br />❑ Revolving line of credit agreement dated , with initial annual interest rate of <br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under <br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of bust is executed. <br />'I he above obligation is due and payable on March 20, 2005 ifnol paid earlier. <br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $4,573.50, plus <br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the <br />covenants contained in this deed oftrust, with interest on such disbursements. <br />Variable Ita(e:'the interest rate on the obligation secured by this deed of trust may vary according to the terms oflhal obligation. <br />E] A copy ofthe loan agreement containing the terms under which the Interest rate may vary Is attached to this deed of trod and <br />made a pan hereof <br />RIDERS: ASSIGNMENT OF RENTS <br />Pursuant to the Farm Homestead Protection Act, designation of homestead idttached to this deed of trust and made a part hereof has <br />S-1 been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. <br />SIGNATURES: By signing below, Borrower agree to the teens and conventions contained in this deed of trust, including those on page <br />2, and in any riders described above signed by Borrower. �J y// <br />J ESAJOY TERRI LJOY <br />ACKNOWLEDGMENT: ST' ATE OF NEBRASKA, HALL COIIN'I'Y SS: <br />The foregoing instrument was acknowledged before me on 03/1212002 <br />By JAMES A JOYCE and TERRI L JOYCE, HUSBAND AND WIFE J <br />�i1(� t vJ %P $ <br />My commission expires: <br />(Notary Public) <br />GENERAL NOTARY -Slate of Nebraska <br />SHARON K KLEINT <br />III <br />MV 6amm. fa. Dec D, PORT <br />