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MAR -08 -2002 FRI 10;59 AM COMMERCIAL FEDERAL FAX NO. 402 829 4094 <br />P. 04 <br />200203068 <br />6. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security <br />Instrument. <br />NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />7, Acceleration; Remedies. <br />If the Lender's interest in this Security Instrument is held by the Secretary and the Secretary requires immediate <br />payment in full under the Paragraph 7 of the Subordinate Note, the Secretary may invoke the nonjudicial power of <br />sale provided in the Single Family Mortgage Foreclosure Act of 1994 ( "Act ") (12 U.S.C. 3751 et n.) by <br />requesting a foreclosure commissioner designated under the Act to commence foreclosure and to sell the Property <br />as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise <br />available to a Lender under this paragraph or applicable law. <br />(Add any state - specific paragraphs in accordance with attached instructions and the current edition of HUD <br />Handbook 4165. 1, Chapter 4.] <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and <br />in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />Return To: Commercial Federal <br />Amy J. Garrison <br />10845 Harney St <br />Omaha NE 68154 <br />_[Space Below This Line for <br />4W (SEAL) <br />n say (Rhoad Chavez <br />(SEAL) <br />STATE OF Nebraska County ss: <br />On this �5 day of "APCH 2002 before me personally appeared <br />Lindsay (Rhoads) Chavez, person(s) to me known to be the person(s) described in and who executed the <br />foregoing instrument, and acknowledged that HE /SIIE executed the same as HIS /HER free act and deed. <br />IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official seal in the COUNTY <br />and State aforesaid, the day and year first above written. <br />My Term Expires: 3 - 05 - (),5 <br />wiEA�1.N0TAR7•lhMd N�httda <br />CANDYti0U0EK <br />Ay lbtnn. E>m Merdt 42005 <br />Page 3 of 3 <br />Notary Publi <br />