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FIRST AMERICAN TITLE INSURANCE COMPANY
<br />( "Trustee '). The beneficiary is MOUNTAIN WEST FINANCIAL, INC.
<br />a corporation which is organized and existing under the laws of
<br />CALIFORNIA , and whose address is 1902 ORANGE TREE LANE #140 REDLANDS, 1902
<br />ORANGE TREE LANE #140 92374 ( "Lender "). Borrower owes Lender the principal sum
<br />of FIFTY -NINE THOUSAND SEVEN HUNDRED EIGHTY -THREE AND 00 /100
<br />Dollars (U.S. $ 59, 783.00 ). This debt is evidenced by Borrowers note dated the same dale as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable can
<br />APRIL 1, 2032 . 'Phis Security Instrument secures to Lender: (a) lire repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (h) the payment of all other sums, with
<br />interest, advanced under paragraph 6 to protect the security of this Security Instrument: and (c) the performance of Borrower),
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage,
<br />grant and convey to Lender the following described property located in HALL County, Nebraska:
<br />LOT FOUR (4), HOUGRKIRE SUBDIVISION IN THE CITY OF GRAND ISLAND, IW.L COUNTY,
<br />NEBRASKA
<br />which has the address of 1221 WARREN LANE, GRAND ISLAND I &rest, cry],
<br />Nebraska 68801 [zip Code] ( "Property Address "),
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements. rights,
<br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a
<br />part of the property. All replacements and additions shall also be covered by this Security Instrument All of the foregoing is
<br />referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the
<br />debt evidenced by the Note and late charges due under the Note.
<br />1tA Nebraska Deed of Trust -191
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<br />THIS DEED OP TRUST ( "Sacudty Instrument ") is made MARCH 15, 2002
<br />The trust., is
<br />MATTHEW A. TREFFER AND RAMRA E. TREFFER, HUSBAND AND WIFE
<br />( "Borrower'). The trustee is
<br />FIRST AMERICAN TITLE INSURANCE COMPANY
<br />( "Trustee '). The beneficiary is MOUNTAIN WEST FINANCIAL, INC.
<br />a corporation which is organized and existing under the laws of
<br />CALIFORNIA , and whose address is 1902 ORANGE TREE LANE #140 REDLANDS, 1902
<br />ORANGE TREE LANE #140 92374 ( "Lender "). Borrower owes Lender the principal sum
<br />of FIFTY -NINE THOUSAND SEVEN HUNDRED EIGHTY -THREE AND 00 /100
<br />Dollars (U.S. $ 59, 783.00 ). This debt is evidenced by Borrowers note dated the same dale as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable can
<br />APRIL 1, 2032 . 'Phis Security Instrument secures to Lender: (a) lire repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (h) the payment of all other sums, with
<br />interest, advanced under paragraph 6 to protect the security of this Security Instrument: and (c) the performance of Borrower),
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage,
<br />grant and convey to Lender the following described property located in HALL County, Nebraska:
<br />LOT FOUR (4), HOUGRKIRE SUBDIVISION IN THE CITY OF GRAND ISLAND, IW.L COUNTY,
<br />NEBRASKA
<br />which has the address of 1221 WARREN LANE, GRAND ISLAND I &rest, cry],
<br />Nebraska 68801 [zip Code] ( "Property Address "),
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements. rights,
<br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a
<br />part of the property. All replacements and additions shall also be covered by this Security Instrument All of the foregoing is
<br />referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the
<br />debt evidenced by the Note and late charges due under the Note.
<br />1tA Nebraska Deed of Trust -191
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