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NJ.476 P.43i67 <br />MRR.11.2002 10:30AM <br />200203008 <br />9970786MEX <br />secured by this Security Instrument. However, this option shall not be exercised by Lender if such <br />exercise is prohibited by Applicable law, Leader also shall not exercise this option if: (a) Borrower <br />causes to be submitted to Lender information required by Lender to ev"te the untended transferee as <br />if a new loan were being made to the transferee; and (b) Lender reasonably determines that Lender's <br />security will not be impaired by the loan assumption and that the risk of a breach of any covenant or <br />agreement in thiq Security Instrument is acceptable to Lender. <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition to <br />Leader's consent to the loan assumption. Lender may also require the transferee to sign an assumption <br />agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and <br />agreements trade in the Note and in this Security histntrnent. Borrower will continue to be obligated <br />under the Note and this Security instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice <br />of acceleration, The notice shall provide a period of not less than 30 days from the date the notice is <br />given in accordance with Section 15 within which Borrower must pay all sums secured by this Security <br />Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may <br />invoke any remedies permitted by this Security Instrument without further notice or demand on <br />Borrower. <br />BY SIGNING BELOW, Borrower accepts Zanda s to the terms and eoveaants contained in this <br />Adiustable Rate Rider, <br />I (Seal) <br />orrower <br />MULTISTATEAWIATABLE RATE RIDER - LIDOR INDEX - Single FAMIly Form 8182 Vol EC108L Rev, 1WWII <br />Freddlâ–  Mac Inarument <br />