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MRR.11.2002 10:30RM <br />200203008 <br />NO.476 P.39i67 - <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />In this Security Instryment and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />SNE17 Ra 12127/00 page 17 or 1e inniai <X2 FORM aria Imi <br />