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200202733 <br />NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />7, Acceleration; Remedies. <br />If the Lender's interest in this Security Instrument is held by the Secretary and the Secretary requires immediate <br />payment in full under the Paragraph 7 of the Subordinate Note, the Secretary may invoke the nonjudicial power of <br />sale provided in the Single Family Mortgage Foreclosure Act of 1994 ( "Act ") (12 U.S.C. 3751 et sec.) by <br />requesting a foreclosure commissioner designated under the Act to commence foreclosure and to sell the Property <br />as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise <br />available to a Lender under this paragraph or applicable law. <br />[Add any state - specific paragraphs in accordance with attached instructions and the current edition of HUD <br />Handbook 4165. 1, Chapter 4.] <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and <br />in any rider(s) executed by Borrower and recorded wi tb it. <br />Witnesses: <br />Return To: Commercial Federal Mortgage <br />Attn: James Castro <br />10845 Harney St <br />Omaha NE 68154 <br />A(SEAL) <br />. Billington <br />(SEAL) <br />Michelle Billington <br />Below This Line for <br />STATE OF Nebraska County ss: <br />On this �2 61:P day of 47i3w»q;?-/ 2002 before me personally appeared <br />Kevin D. Billington and Michelle Billington, a person(s) to me known to be the person(s) described in and who <br />executed the foregoing instrument, and acknowledged that HE/SHE executed the same as HIS/HER free act and <br />deed. <br />IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official seal in the COUNTY <br />and State aforesaid, the day and year first above written. <br />My Term Expires: 4j ` ERR! ClBGBY Shtsa AebtAtie <br />�.. SHERRY R BROWN is <br />fslmt 6 ox, I .2062 Notary <br />Page 3 of 3 <br />