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[Space Above This Line For Recording Data] DEED OF TRUST LW G!R]�ERi 95210005 �y PAacaL auemaa+ 400093219 \la DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 2 L Certain rules regarding Ole usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated MARCH 11, 2002 together with all Riders to this document. (B) "Borrower" is CECIL L.LYBARGER AND VALERIE D. LYBARGER, HUSBAND AND WIFE Borrower is the trustor under this Security Irish intent. (C) "Lender "is MOUNTAIN WEST FINANCIAL, INC. Lender is a CORPORATION organized and existing under the laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE LANE #140 REDLANDS, CA 92374 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "Note" means the promissory note signed by Borrower and dated MARCH 11, 2002 The Note states that Borrower owes Lender NINETY THOUSAND TWO HUNDRED FIFTY AND 00 /100 Dollars (U.S . $ 90, 250.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2032 (F) "Property" means the property that is described below under the heading `Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA Singh Family -- Fannie Mar/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 oecwnei (P." l J2payet) n Li. r) C m F,, ' 7 m z n� x do a N C°i CA After Recording Return To: N NOUNTAIN WEST FINANCIAL, INC. to � 1902 ORANGE TREE LANE #140 (n� REDLANDS, 92374 [Space Above This Line For Recording Data] DEED OF TRUST LW G!R]�ERi 95210005 �y PAacaL auemaa+ 400093219 \la DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 2 L Certain rules regarding Ole usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated MARCH 11, 2002 together with all Riders to this document. (B) "Borrower" is CECIL L.LYBARGER AND VALERIE D. LYBARGER, HUSBAND AND WIFE Borrower is the trustor under this Security Irish intent. (C) "Lender "is MOUNTAIN WEST FINANCIAL, INC. Lender is a CORPORATION organized and existing under the laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE LANE #140 REDLANDS, CA 92374 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "Note" means the promissory note signed by Borrower and dated MARCH 11, 2002 The Note states that Borrower owes Lender NINETY THOUSAND TWO HUNDRED FIFTY AND 00 /100 Dollars (U.S . $ 90, 250.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2032 (F) "Property" means the property that is described below under the heading `Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA Singh Family -- Fannie Mar/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 oecwnei (P." l J2payet)