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<br />DEED OF TRUST 321-2182166
<br />THIS DEED OF TRUST ( "Security Instmnteat ") is nradeon March 12th 2002
<br />The bustor is Those L Pham an unmarried woman
<br />( "Borrower "), The trustee Is United Nebraska Bank
<br />( "Trustee"). "f he beneficiary is United Nebraska Bank
<br />which is organized and existing under the laws of the United State of A and whose address is 700 North Webb Road
<br />Grand Island, NE 68803 ( "Lord. ). Borrower owes
<br />Lender the principal sum of Eighty One Thousand Eight Hundred and 00 /100
<br />Dollars I'11S. F 81,800.00 ). This debt is evidenced by Bar ewer's note dated the same dare as this Security instrument ( "Note'), which
<br />provides for monthly payments with the full debt, if not paid miller. due and payable on April 01, 2032 . This Security
<br />Instrument secures to Lender (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications;
<br />(b) the payment of all other sums, with in teresq advanced under paragraph 6 to protect the security of this Security Instmment, and (c) the
<br />performance of Boomwefs covenants and agreements under this Security Instmment and the Note. For this purpuse, Borrower does hereby
<br />mortgage, grant and convey to Trustee with power of sale, the following desarihed property Incased in Hall County:
<br />The Southerly Eighty -six (86') feet of Lot Six (6) in Block Eighty-Seven (87) in Wheeler and Bennett's Fourth Addition
<br />to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of 224 W 16th Street Grand Island
<br />NE Ist�n 68801 Iced
<br />( "Property Address');
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<br />TOGETHER WITH all lire improvements now or hereafter erected on the Property, and all easements, rights, appurtenances, rents_
<br />royalties, mineral, oil and gas rights end ptnfls, water rights and stock and all fixtures now or hereafter a part of the Property. All replacements
<br />and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "property
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage, grant and
<br />convey the Property and that the Property Is unencumbered, except for encumbrances of record. Borrower wanants and will defend generally
<br />the edete tlrePmperry against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non -unif rm covenants with limited variations by
<br />jurisdiction to constitute a oniform seemily instrument covering real property.
<br />Borrower and Lender covenant and agree as follows.
<br />UNIFORM COVENANTS,
<br />L Payn cfPrhdpal, IMaestasd Late Charge Borrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under the Note.
<br />2 Mardhly layrntant dTax®, Irsurance. and Other Charges. Borrower shall Include in such monthly payment together with the
<br />principal and interest as set forth In the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) leasehold payments or ground tents oo the Property, and (c) premiums for insurance required under Pamgraph 4. In any year in
<br />which the Lender must pay a mortgage insurance premium to the Secretary of Housing and Urban Development ( "Secretary"), or in any year in
<br />which such premium would have been regahed if Lender still held ere Security Insm rmnt, each monthly payment shall also include either: (i) a
<br />sum for the annual mortgage insurance premium to be paid by Lender to the Secreary, or (it) a monthly charge Instead of a mortgage insurance
<br />premium if this Security Instrument is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for (lie mooddy
<br />charge by the Secretary, these items arc called "Escrow Items" mid the sums paid to Lender are called "escrow Forbi "
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<br />THIS DEED OF TRUST ( "Security Instmnteat ") is nradeon March 12th 2002
<br />The bustor is Those L Pham an unmarried woman
<br />( "Borrower "), The trustee Is United Nebraska Bank
<br />( "Trustee"). "f he beneficiary is United Nebraska Bank
<br />which is organized and existing under the laws of the United State of A and whose address is 700 North Webb Road
<br />Grand Island, NE 68803 ( "Lord. ). Borrower owes
<br />Lender the principal sum of Eighty One Thousand Eight Hundred and 00 /100
<br />Dollars I'11S. F 81,800.00 ). This debt is evidenced by Bar ewer's note dated the same dare as this Security instrument ( "Note'), which
<br />provides for monthly payments with the full debt, if not paid miller. due and payable on April 01, 2032 . This Security
<br />Instrument secures to Lender (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications;
<br />(b) the payment of all other sums, with in teresq advanced under paragraph 6 to protect the security of this Security Instmment, and (c) the
<br />performance of Boomwefs covenants and agreements under this Security Instmment and the Note. For this purpuse, Borrower does hereby
<br />mortgage, grant and convey to Trustee with power of sale, the following desarihed property Incased in Hall County:
<br />The Southerly Eighty -six (86') feet of Lot Six (6) in Block Eighty-Seven (87) in Wheeler and Bennett's Fourth Addition
<br />to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of 224 W 16th Street Grand Island
<br />NE Ist�n 68801 Iced
<br />( "Property Address');
<br />scum ] Rip Cmcl
<br />TOGETHER WITH all lire improvements now or hereafter erected on the Property, and all easements, rights, appurtenances, rents_
<br />royalties, mineral, oil and gas rights end ptnfls, water rights and stock and all fixtures now or hereafter a part of the Property. All replacements
<br />and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "property
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage, grant and
<br />convey the Property and that the Property Is unencumbered, except for encumbrances of record. Borrower wanants and will defend generally
<br />the edete tlrePmperry against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non -unif rm covenants with limited variations by
<br />jurisdiction to constitute a oniform seemily instrument covering real property.
<br />Borrower and Lender covenant and agree as follows.
<br />UNIFORM COVENANTS,
<br />L Payn cfPrhdpal, IMaestasd Late Charge Borrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under the Note.
<br />2 Mardhly layrntant dTax®, Irsurance. and Other Charges. Borrower shall Include in such monthly payment together with the
<br />principal and interest as set forth In the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) leasehold payments or ground tents oo the Property, and (c) premiums for insurance required under Pamgraph 4. In any year in
<br />which the Lender must pay a mortgage insurance premium to the Secretary of Housing and Urban Development ( "Secretary"), or in any year in
<br />which such premium would have been regahed if Lender still held ere Security Insm rmnt, each monthly payment shall also include either: (i) a
<br />sum for the annual mortgage insurance premium to be paid by Lender to the Secreary, or (it) a monthly charge Instead of a mortgage insurance
<br />premium if this Security Instrument is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for (lie mooddy
<br />charge by the Secretary, these items arc called "Escrow Items" mid the sums paid to Lender are called "escrow Forbi "
<br />IIOLCVBmp Gusto Pan' lafs
<br />GOTOM001ball'
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