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THIS DEED OF TRUST, made this 28 day of February 2002 between <br />William R Carey And Shirley A Carey Husband And Wife As Joint Tenants —7 whose mailing address is 409 East 12th, Wood River NE 68883 as Trustors, <br />Stewart Title Guarantee whose mailing address is 1220 Washington, Suite 100 , Kansas City , Q <br />MO 64105 as Trustee, and Wells Fargo Financial Bank, whose mailing address is 3201 North 41h Ave, Sioux Falls, SD 57104, , as Beneficiary, <br />WITNESSETH, Trustors hereby irrevocably, grant, bargain, sell, and convey to Trustee in trust, with power of sale, the following described property <br />in Hall County, Nebraska: <br />LOT 3, 4 AND THE EAST 25'6F LOT 5 IN BLOCK 10 IN BRETT AND JOHNSON'S ADDITION TO THE VILLAGE OF WOOD RIVER, HALL COUNTY, <br />NEBRASKA. <br />Together with tenements, hereditaments, and appurtenances thereunto belonging or in anywise appertaining and the rents, issues and profits thereof. <br />This conveyance is intended for the purpose of securing the payment to Beneficiary of initial and future advances to Trustors under a Credit Card Account <br />Agreement ( "Agreement') in an amount of principal not to exceed $200,000.00 outstanding at any one time, plus interest on the principal outstanding from time to <br />time at the rates from time to time provided for thereunder. Payment may be made in advance in any amount at any time. Default in making any payment shall, at <br />the Beneficiary's option and without notice or demand, render the entire unpaid balance of said loan at once due and payable, less any required rebate of <br />charges. <br />To protect the security of this Deed of Trust, Trustor covenants and agrees: <br />1. To keep the property in good condition and repair; to permit no waste thereof; to complete any building, structure or improvement being built or about to <br />be built thereon; to restore promptly any building, structure or improvement thereon which may be damaged or destroyed; and to comply with all laws, <br />ordinances, regulations, covenants, conditions and restrictions affecting the property. <br />2. To pay before delinquent all lawful taxes and assessments upon the property; to keep the property free and clear of all other charges, liens or <br />encumbrances impairing the security of this Deed of Trust. <br />3. To keep all buildings now or hereafter erected on the property described herein continuously insured against loss by fire or other hazards in an amount not <br />less than the total debt secured by this Deed of Trust. All policies shall be held by the Beneficiary, and be in such companies as the Beneficiary may approve <br />and have loss payable first to the Beneficiary as its interest may appear and then to the Trustor. The amount collected under any insurance policy may be <br />applied upon any indebtedness hereby secured in such order as the Beneficiary shall determine. Such application by the Beneficiary shall not cause <br />discontinuance of any proceedings to foreclose this Deed of Trust or cure or waive any default or notice of default or invalidate any act done pursuant to such <br />notice. In the event of foreclosure, all rights of the Trustor in insurance policies then in force shall pass to the purchaser at the foreclosure sale. <br />4. To obtain the written consent of Beneficiary before selling, conveying or otherwise transferring the property or any part thereof and any such sale, <br />conveyance or transfer without the Beneficiary's written consent shall constitute a default under the terms hereof. <br />5. To defend any action or proceeding purporting to affect the security hereof or the rights or powers of Beneficiary or Trustee. <br />6. Should Trustor fail to pay when due any taxes, assessments, insurance premiums, liens, encumbrances or other charges against the property hereinabove <br />described, Beneficiary may pay the same, and the amount so paid, with interest at the rate set forth in the note secured hereby, shall be added to and become <br />a part of the debt secured in this Deed of Trust as permitted by law. <br />IT IS MUTUALLY AGREED THAT: <br />1. In the event any portion of the property is taken or damaged in an eminent domain proceeding, the entire amount of the award or such portion thereof <br />as may be necessary to fully satisfy the obligation secured hereby, shall be paid to Beneficiary to be applied to said obligation. <br />2. By accepting payment of any sum secured hereby after its due date, Beneficiary does not waive its right to require prompt payment when due of all other <br />sums so secured or to declare default for failure to so pay. <br />3. The Trustee shall reconvey all or any part of the property covered by this Deed of Trust to the person entitled thereto, an written request of the Trustor and <br />the Beneficiary, or upon satisfaction of the obligation secured and written request for reconveyance made by the Beneficiary or the person entitled thereto. <br />NE- 97MMINELIDW (aim used in vJ PAGE 1 OF 2 <br />M <br />n n <br />T <br />Y <br />n = <br />�1 <br />rx <br />r) <br />M <br />n Z <br />En 0 <br />. <br />N <br />o <br />z a <br />o <br />N cc," <br />X <br />_ .. <br />—� <br />rM <br />O Cdr. <br />o <br />O <br />-1 T <br />CD <br />Z <br />N <br />4 <br />M <br />r <br />t <br />lit ( <br />D <br />Cn <br />N <br />Cn <br />CT). <br />x` <br />`\ <br />Cn <br />C <br />A <br />A <br />111 <br />N <br />f1 <br />NEBRASKA DEED OF TRUST — LINE OF CREDIT <br />(With Power of Sale) <br />THIS DEED OF TRUST, made this 28 day of February 2002 between <br />William R Carey And Shirley A Carey Husband And Wife As Joint Tenants —7 whose mailing address is 409 East 12th, Wood River NE 68883 as Trustors, <br />Stewart Title Guarantee whose mailing address is 1220 Washington, Suite 100 , Kansas City , Q <br />MO 64105 as Trustee, and Wells Fargo Financial Bank, whose mailing address is 3201 North 41h Ave, Sioux Falls, SD 57104, , as Beneficiary, <br />WITNESSETH, Trustors hereby irrevocably, grant, bargain, sell, and convey to Trustee in trust, with power of sale, the following described property <br />in Hall County, Nebraska: <br />LOT 3, 4 AND THE EAST 25'6F LOT 5 IN BLOCK 10 IN BRETT AND JOHNSON'S ADDITION TO THE VILLAGE OF WOOD RIVER, HALL COUNTY, <br />NEBRASKA. <br />Together with tenements, hereditaments, and appurtenances thereunto belonging or in anywise appertaining and the rents, issues and profits thereof. <br />This conveyance is intended for the purpose of securing the payment to Beneficiary of initial and future advances to Trustors under a Credit Card Account <br />Agreement ( "Agreement') in an amount of principal not to exceed $200,000.00 outstanding at any one time, plus interest on the principal outstanding from time to <br />time at the rates from time to time provided for thereunder. Payment may be made in advance in any amount at any time. Default in making any payment shall, at <br />the Beneficiary's option and without notice or demand, render the entire unpaid balance of said loan at once due and payable, less any required rebate of <br />charges. <br />To protect the security of this Deed of Trust, Trustor covenants and agrees: <br />1. To keep the property in good condition and repair; to permit no waste thereof; to complete any building, structure or improvement being built or about to <br />be built thereon; to restore promptly any building, structure or improvement thereon which may be damaged or destroyed; and to comply with all laws, <br />ordinances, regulations, covenants, conditions and restrictions affecting the property. <br />2. To pay before delinquent all lawful taxes and assessments upon the property; to keep the property free and clear of all other charges, liens or <br />encumbrances impairing the security of this Deed of Trust. <br />3. To keep all buildings now or hereafter erected on the property described herein continuously insured against loss by fire or other hazards in an amount not <br />less than the total debt secured by this Deed of Trust. All policies shall be held by the Beneficiary, and be in such companies as the Beneficiary may approve <br />and have loss payable first to the Beneficiary as its interest may appear and then to the Trustor. The amount collected under any insurance policy may be <br />applied upon any indebtedness hereby secured in such order as the Beneficiary shall determine. Such application by the Beneficiary shall not cause <br />discontinuance of any proceedings to foreclose this Deed of Trust or cure or waive any default or notice of default or invalidate any act done pursuant to such <br />notice. In the event of foreclosure, all rights of the Trustor in insurance policies then in force shall pass to the purchaser at the foreclosure sale. <br />4. To obtain the written consent of Beneficiary before selling, conveying or otherwise transferring the property or any part thereof and any such sale, <br />conveyance or transfer without the Beneficiary's written consent shall constitute a default under the terms hereof. <br />5. To defend any action or proceeding purporting to affect the security hereof or the rights or powers of Beneficiary or Trustee. <br />6. Should Trustor fail to pay when due any taxes, assessments, insurance premiums, liens, encumbrances or other charges against the property hereinabove <br />described, Beneficiary may pay the same, and the amount so paid, with interest at the rate set forth in the note secured hereby, shall be added to and become <br />a part of the debt secured in this Deed of Trust as permitted by law. <br />IT IS MUTUALLY AGREED THAT: <br />1. In the event any portion of the property is taken or damaged in an eminent domain proceeding, the entire amount of the award or such portion thereof <br />as may be necessary to fully satisfy the obligation secured hereby, shall be paid to Beneficiary to be applied to said obligation. <br />2. By accepting payment of any sum secured hereby after its due date, Beneficiary does not waive its right to require prompt payment when due of all other <br />sums so secured or to declare default for failure to so pay. <br />3. The Trustee shall reconvey all or any part of the property covered by this Deed of Trust to the person entitled thereto, an written request of the Trustor and <br />the Beneficiary, or upon satisfaction of the obligation secured and written request for reconveyance made by the Beneficiary or the person entitled thereto. <br />NE- 97MMINELIDW (aim used in vJ PAGE 1 OF 2 <br />