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200202500 <br />sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period, Lender may invoke any remedies permitted by this Security Instrument <br />without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Fixed/Adjustable Rate Rider. <br />�l(:i J1 _(Seal) (Seal) <br />Mi hael Deane Sp rry - Borrower Patricia K. Sperry �- Borrower <br />DOC #:320134 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />- Borrower <br />APPL 4:0000171111 <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(M-843R (0006) Page 4 of 4 Form 3182 1101 <br />