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200202590
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200202590
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Last modified
10/14/2011 6:08:45 PM
Creation date
10/21/2005 11:41:31 PM
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DEEDS
Inst Number
200202590
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200202590 <br />FIXED /ADJUSTABLE RATE RIDER <br />(One -Year Treasury Index - Rate Caps) <br />THIS FIXED /ADJUSTABLE RATE RIDER is made this 2nd day of March, 2002 , <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or <br />Security Deed (the "Security Instrument ") of the same date given by the undersigned ( "Borrower ") to secure <br />Borrower's Fixed /Adjustable Rate Note (the "Note ") to MortgageSelect <br />( "Lender") of the same date and covering the property described in the Security Instrument and located at: <br />2203 West Koenig Street, Grand Island, NE 68803 <br />[Property Address] <br />THE NOTE PROVIDES FOR A CHANGE IN BORROWER'S FIXED <br />INTEREST RATE TO AN ADJUSTABLE INTEREST RATE. THE NOTE <br />LIMITS THE AMOUNT BORROWER'S ADJUSTABLE INTEREST RATE <br />CAN CHANGE AT ANY ONE TIME AND THE MAXIMUM RATE <br />BORROWER MUST PAY. <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. ADJUSTABLE RATE AND MONTHLY PAYMENT CHANGES <br />The Note provides for an initial fixed interest rate of 5.500 %o. The Note also <br />provides for a change in the initial fixed rate to an adjustable interest rate, as follows: <br />4. ADJUSTABLE INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />(A) Change Dates <br />The initial fixed interest rate I will pay will change to an adjustable interest rate on the first day of <br />April, 2007 , and the adjustable interest rate I will pay may change on that <br />day every 12th month thereafter. The date on which my initial fixed interest rate changes to an adjustable <br />interest rate, and each date on which my adjustable interest rate could change, is called a "Change Date." <br />DOC #:320131 APPL #:0000171111 <br />MULTISTATE FIXED /ADJUSTABLE RATE RIDER - ONE -YEAR TREASURY INDEX- Single Family <br />Fannie Mae Uniform Instrument <br />®843R (0006) Form 31 /01 <br />UK50 0006.01 II III II IIIIII II I IIII I IIII IIII <br />Page 1 of 4 Initial <br />VMP MORTGAGE FORMS - (800)521 -7291 <br />
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