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200202539 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />Borrower <br />(Seal) <br />J anne E. Williams Borrower Borrower <br />Borrower Borrower <br />Below This Line For Acknowledgment <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this March 1, 2002 <br />by Jeanne E. Williams, an Unmarried Person <br />GENERAL NOTARY -State of Nebraska <br />JODY L EBERHARDT <br />My Conn. Up. July 28, 2003 <br />Signatu of Person taking acknowledgment) Jody L Eberhardt <br />(Title or rank) VP <br />(Serial Number, if any <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMEN'r Form 3028 1 /01 <br />DOCU I uE 2 (Page 12 of 12 pages) <br />D0Cn1NEC.VTX 02/22/2000 <br />