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[Space Above This Line For Recording Data]
<br />DARROUGH
<br />DEED OF TRUST LOAN NUMBER: P5210004 \ ;
<br />CASE NUMBER: 321- 2180028 - 703
<br />THIS DEED OF TRUST ( "Security Instrument ") is made FEBRUARY 27, 2002 . The trustor is
<br />BRETT M. DARROUGH, A SINGLE MAN AND REBECCA M. ENSZ, A SINGLE WOMAN AS JOINT TENANTS
<br />( "Borrower "). The trustee is
<br />FIRST AMERICAN TITLE INSURANCE COMPANY
<br />('Trustee "). The beneficiary is MOUNTAIN WEST FINANCIAL, INC.
<br />it corporation which is organized and existing under the laws of
<br />CALIFORNIA and whose address is 1902 ORANGE TREE LANE #140 REDLANDS, 1902
<br />ORANGE TREE LANE #140 92374 ("Lender"), Borrower owes Lender the principal slim
<br />of SIXTY -FOUR THOUSAND NINE HUNDRED EIGHTY -SIX AND 00 /100
<br />Dollars (U.S. S 64, 986. 00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier. due and payable on
<br />MARCH 1, 2032 This Security instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage,
<br />grant and convey to Lender the following described property located in HALL County, Nebraska:
<br />LOT TWO (2), BLOCK FIVE (5), IN WINDOLPHIS ADDITION TO THE CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA
<br />which has the address of 1105 WEST LOUISE, GRAND ISLAND [Street. Ciryl.
<br />Nebraska 68801 IZip yodel ( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances. rents, royalties, mineral, oil and gas rights and profits. water rights and stock and Lill fixtures now or hereafter it
<br />part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is
<br />referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the
<br />debt evidenced by the Note and late charges due under the Note.
<br />FHA Nebraska Deed of Trust - 2/91
<br />uoCU ZN I Page 1 orb
<br />D CU2.1.VTx 12/21/2000
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<br />[Space Above This Line For Recording Data]
<br />DARROUGH
<br />DEED OF TRUST LOAN NUMBER: P5210004 \ ;
<br />CASE NUMBER: 321- 2180028 - 703
<br />THIS DEED OF TRUST ( "Security Instrument ") is made FEBRUARY 27, 2002 . The trustor is
<br />BRETT M. DARROUGH, A SINGLE MAN AND REBECCA M. ENSZ, A SINGLE WOMAN AS JOINT TENANTS
<br />( "Borrower "). The trustee is
<br />FIRST AMERICAN TITLE INSURANCE COMPANY
<br />('Trustee "). The beneficiary is MOUNTAIN WEST FINANCIAL, INC.
<br />it corporation which is organized and existing under the laws of
<br />CALIFORNIA and whose address is 1902 ORANGE TREE LANE #140 REDLANDS, 1902
<br />ORANGE TREE LANE #140 92374 ("Lender"), Borrower owes Lender the principal slim
<br />of SIXTY -FOUR THOUSAND NINE HUNDRED EIGHTY -SIX AND 00 /100
<br />Dollars (U.S. S 64, 986. 00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier. due and payable on
<br />MARCH 1, 2032 This Security instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage,
<br />grant and convey to Lender the following described property located in HALL County, Nebraska:
<br />LOT TWO (2), BLOCK FIVE (5), IN WINDOLPHIS ADDITION TO THE CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA
<br />which has the address of 1105 WEST LOUISE, GRAND ISLAND [Street. Ciryl.
<br />Nebraska 68801 IZip yodel ( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances. rents, royalties, mineral, oil and gas rights and profits. water rights and stock and Lill fixtures now or hereafter it
<br />part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is
<br />referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the
<br />debt evidenced by the Note and late charges due under the Note.
<br />FHA Nebraska Deed of Trust - 2/91
<br />uoCU ZN I Page 1 orb
<br />D CU2.1.VTx 12/21/2000
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