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200202414
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200202414
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Last modified
10/14/2011 5:54:49 PM
Creation date
10/21/2005 11:34:56 PM
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DEEDS
Inst Number
200202414
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200202414 <br />ADJUSTABLE RATE RIDER <br />(1 Year Treasury Index - Rate Caps) <br />THIS ADJUSTABLE RATE RIDER is made this 27th day of February. 2002 , <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, <br />Deed of Trust, or Security Deed (the "Security Instrument ") of the same date given by the undersigned (the <br />"Borrower") to secure Borrower's Adjustable Rate Note (the "Note ") to EQUITABLE FEDERAL <br />SAVINGS BANK OF GRAND ISLAND <br />(the "Lender ") of the same date and covering the property described in the Security Instrument and <br />located at: <br />115 E 18TH STREET <br />GRAND ISLAND. NE 68801 -2303 <br />[Property Address] <br />THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE <br />INTEREST RATE AND THE MONTHLY PAYMENT. THE NOTE LIMITS THE <br />AMOUNT THE BORROWER'S INTEREST RATE CAN CHANGE AT ANY ONE <br />TIME AND THE MAXIMUM RATE THE BORROWER MUST PAY. <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />The Note provides for an initial interest rate of 5.625 %. The Note provides for <br />changes in the interest rate and the monthly payments as follows: <br />4. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />(A) Change Dates <br />The interest rate I will pay may change on the first day ofApri 1 2012 <br />and on that day every 12th month thereafter. Each date on which my interest rate could change is called a <br />"Change Date." <br />01- 32229090, <br />MULTISTATE ADJUSTABLE RATE RIDER - ARM 5.2 -S ingle Family- Fannie Maef Freddie Mae <br />UNIFORM INSTRUMENT <br />Fannie Mae 4- 215 -218 -2 ARM <br />dn -822R (0008) Form 11 101 <br />Page 1 of 4 Initidsi� <br />VMP MORTGAGE FORMS - (800)52 -7291 <br />
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