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DEED OF TRUST
<br />PARTIES: This Deed cf Trust is made on 02/252002 among, the Grantor, NICKIE J KALLOS AND ROSIF K KALLOS, HUSBAND AND
<br />WIPE ("Burrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address Is P. O. Box 790, Grand Island, hall County, Nebraska ("Trustee"), and the
<br />Bcneficiarv. HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the ty.�
<br />laws ofNRBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender"). o
<br />CONVEYANCE: For value received, Bomowcr irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property,).
<br />PROPERTY ADDRESS: 804 N GEDDES , GRAND ISLAND, Nebraska 68801
<br />LEGAL DESCRI P'PION:
<br />LOT TWELVE (12) FRANK P BARKS SUBDIVISION, GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convcounts and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the conventions and agreements
<br />contained in this decd of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thcrcof.
<br />'fhe secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />M A I'ROM[SSORY NOTE AND SECURITY" AGREEMENT DATED 02/25/2002
<br />A Future advances: The above amount is secured even though all or part of it may not yet he advanced. Future advances are
<br />contemplated and will be secured to the saute extent as ifmade oa the date ofthis deed oftrust is executed.
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of
<br />All amounts owed under this agreement are secured even though all amounts may nut yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the sane extent as if made on the date this deed of trust Is executed_
<br />]be above, obligation is due and payable on August 28, 2002 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $10,073.50, plus
<br />interest, plus any amounts disbursed under the tends of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed oftmst, with interest on such disbursements.
<br />Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms ofthat obligation.
<br />A copy ofthe loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a pan hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOMES I EAU
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead illmached to this decd of trust and made a part hereof has
<br />been disclaimed; the disclaimer is attached to this deed oftmst and made apart hereof.
<br />SIGNATURES: By signing Clow, Borrower agree to the terms and conventions contained in this deed of trust, including those on page
<br />2, and in any riders des rth d have signed by Borrower. /
<br />ff /
<br />NICKIE d KALLOS ' ROSIE K KALLOS
<br />ACKNOWLEDGMENT: S'I'A'I'E OF NEBRASKA, HALL COUNTY SS:
<br />'I he foregoing instrument was acknowledged before me on 02/25/2002
<br />By NICKIE J KALLOS and ROSIE K KALLOS, HUSBAND) AND WIFE
<br />My commission expires: 1� r , I
<br />l I_Dt p � LL
<br />1 )i, Lys.. Notary Public)
<br />GE7✓EMML NBIAR'I • Stele d Nebaska
<br />DEBORAH J. NORMAN
<br />h7f Curm. Bq. Sept.19, 2095
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<br />DEED OF TRUST
<br />PARTIES: This Deed cf Trust is made on 02/252002 among, the Grantor, NICKIE J KALLOS AND ROSIF K KALLOS, HUSBAND AND
<br />WIPE ("Burrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address Is P. O. Box 790, Grand Island, hall County, Nebraska ("Trustee"), and the
<br />Bcneficiarv. HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the ty.�
<br />laws ofNRBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender"). o
<br />CONVEYANCE: For value received, Bomowcr irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property,).
<br />PROPERTY ADDRESS: 804 N GEDDES , GRAND ISLAND, Nebraska 68801
<br />LEGAL DESCRI P'PION:
<br />LOT TWELVE (12) FRANK P BARKS SUBDIVISION, GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convcounts and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the conventions and agreements
<br />contained in this decd of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thcrcof.
<br />'fhe secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />M A I'ROM[SSORY NOTE AND SECURITY" AGREEMENT DATED 02/25/2002
<br />A Future advances: The above amount is secured even though all or part of it may not yet he advanced. Future advances are
<br />contemplated and will be secured to the saute extent as ifmade oa the date ofthis deed oftrust is executed.
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of
<br />All amounts owed under this agreement are secured even though all amounts may nut yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the sane extent as if made on the date this deed of trust Is executed_
<br />]be above, obligation is due and payable on August 28, 2002 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $10,073.50, plus
<br />interest, plus any amounts disbursed under the tends of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed oftmst, with interest on such disbursements.
<br />Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms ofthat obligation.
<br />A copy ofthe loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a pan hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOMES I EAU
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead illmached to this decd of trust and made a part hereof has
<br />been disclaimed; the disclaimer is attached to this deed oftmst and made apart hereof.
<br />SIGNATURES: By signing Clow, Borrower agree to the terms and conventions contained in this deed of trust, including those on page
<br />2, and in any riders des rth d have signed by Borrower. /
<br />ff /
<br />NICKIE d KALLOS ' ROSIE K KALLOS
<br />ACKNOWLEDGMENT: S'I'A'I'E OF NEBRASKA, HALL COUNTY SS:
<br />'I he foregoing instrument was acknowledged before me on 02/25/2002
<br />By NICKIE J KALLOS and ROSIE K KALLOS, HUSBAND) AND WIFE
<br />My commission expires: 1� r , I
<br />l I_Dt p � LL
<br />1 )i, Lys.. Notary Public)
<br />GE7✓EMML NBIAR'I • Stele d Nebaska
<br />DEBORAH J. NORMAN
<br />h7f Curm. Bq. Sept.19, 2095
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