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200202336 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, <br />(Seal) <br />J i 1 Smi th - Borrower <br />• (Seal) <br />Or r., lith - Borrower <br />The foregoing instrttment was acknowledged before me this 22nd <br />2002 by Jill Smith and Jerry J Smith <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Hal l County ss: <br />day of February , <br />Witness my hand and notarial seal at Grand Island in said <br />County, the date aforesaid. <br />My Commission Ex fires: <br />_ ,� ;G' NERAL NOTARY -State of Nebraska _ <br />IRVIN J. <br />REED <br />My Comm. Ezo. Dec. 17, 2002 <br />Notary Public <br />G <br />dM- 4R1NEI 1960401 Page 6 of 8 <br />