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200202326 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />Kurt D Schultz - Borrower <br />oa/ ? * �IrL.[ Seal) <br />LeAnn Marie Keane Schultz - BOITOWer <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />-6A(NE) (000s) Page to or 15 Form 3028 1101 <br />U <br />