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<br />This Instrument Prepared By: d
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<br />Commercial Federal Bank
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<br />CP
<br />3301 W State Str,
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<br />Grand Island, NE 68803
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<br />(308) 384 -4310
<br />CSHUDA
<br />State of Nebraska Space Above This Line For Recording Data
<br />DEED OF TRUST
<br />Application
<br /># 0120887120
<br />(With Future Advance Clause)
<br />Construction Security Agreement
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is
<br />February 23,
<br />...........
<br />2002
<br />...........
<br />.
<br />ca
<br />and the parties, their addresses and tax identification numbers, if required, are as follows.
<br />TRUSTOR: MICHAEL A SALDECKI CHRISTINE L SALDECKI
<br />2412 NORTH LAFAYETTE 2412
<br />NORTH LAFAYETTE
<br />Grand Island, NE 68803 Grand Island, NE
<br />68803
<br />Vesting Information:
<br />E] If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE:
<br />BENEFICIARY:
<br />Commercial Federal Bank
<br />13220 California St
<br />Omaha, NE 68154
<br />Commercial Federal Bank
<br />PO Box 1103
<br />Omaha, NE 68101
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure
<br />the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably grants,
<br />conveys and sells to Trustee, in trust for the benefit cf Beneficiary, with power of sale, the follovring described property:
<br />Lot `1, QvtC 4he 2'Z'6 Of X04- 5 t 10 hlvIv- 5t ih Cb(Ugb 000"4
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<br />The property is located in Hall at 2412 NORTH .TAFA YET. TE
<br />(County)
<br />Grand Island , Nebraska 68803
<br />.... ......... ............ress) .........,..........
<br />• .... _ ...... ............................... ......................
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights,
<br />ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at
<br />any time in the future, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 25, 000.00 This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the
<br />terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described
<br />below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is
<br />suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.)
<br />NEBRASKA - DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE)
<br />(D 1994 Bankers Systems, Inc., St. Cloud, MN (1- 800 -397 -2341) Form RE -m-NE 10/27/97
<br />- C165(NE) (9808) VMP MORTGAGE FORMS .(800)521-7291
<br />/yyV1 (page ios4)
<br />QU
<br />UniPrint #100141
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